103 RIGGS CIRCLE, DAVENPORT, FL, 33897
Active2 days on marketListed Jul 27, 2026MLS #O6428437
About this home
103 RIGGS CIRCLE
FOR RENT...Enormous and completely renovated home with 6 bedrooms, 4 and half bathrooms and a huge loft. This is a great home for entertaining with lots of room for big gatherings. Master suite is downstairs, upstairs has a wonderful loft that can be used as upstairs entertainment room, sitting area, office space, playroom or great media room! Screened enclosed porch with south facing pool. Just a short distance to shopping, dining and all forms of entertainment. Easy distance to all major attractions, airport, golf. Call for your appointment today.
Facts & features
The home at a glance
6
Bedrooms
4.5
Bathrooms
3,200
Sqft
0.17 ac
Lot size
2
Garage
1998
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$183 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$183/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Davenport actives
$1 vs $190
Days on market
2 vs 42 typical
Where $1/sqft sits among the 400 Davenport actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Lake Davenport, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,295/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Lake Davenport
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Lake Davenport is a short-term-rental community. See the full guide →
DAVENPORT 33897 — neighborhood snapshot
Population
29,206
Median age
38.9
Median income
$73,457
Median home value
$279,100
Avg household
2.85
Households w/ children
3,278
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$342K → $363K
Davenport median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
151 of 400
Davenport actives have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the DAVENPORT 33897 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 103 RIGGS CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$427,500
535 DOWNING CIRCLE · same community
5 bd · 3 ba · 2,300 sqft · $186/sqft · 19 DOM
Sold · Nov ’25$419,000
453 DOWNING CIRCLE · same community
5 bd · 3 ba · 2,270 sqft · $185/sqft · 57 DOM
Sold · Mar ’26$420,000
432 DOWNING CIRCLE · same community
5 bd · 3 ba · 2,269 sqft · $185/sqft · 178 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 103 RIGGS CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 103 RIGGS CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
103 RIGGS CIRCLE FAQs
What would the monthly payment be for 103 RIGGS CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $183/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Can 103 RIGGS CIRCLE be rented short-term?+
Yes — this home sits inside Lake Davenport, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 103 RIGGS CIRCLE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $3,200, this home is listed about 99% below the Davenport median of $388,995. The market section on this page shows how the area is trending.
Which schools are assigned to 103 RIGGS CIRCLE?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the DAVENPORT 33897 market on paper
$3,200 is 99% below the DAVENPORT 33897 median of $346,500, and at $1/sqft it sits under the Davenport average of $196.
02Zoned for nightly rentals
Lake Davenport is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
04Fresh on the market
Only 2 days on market in a Davenport market that averages 42 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of REALTY HUB. MLS #O6428437.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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