John Carpenter
$359,0004 bd3 ba1,749 sqft$205 /sqft$3,033 /mo all-in ↓

1037 FLOWING TIDE DRIVE, ORLANDO, FL, 32828

Active5 days on marketListed Jul 29, 2026MLS #O6429096

Priced 18% below the ORLANDO 32828 medianTownhouseTOWNS/AVALON RDG

About this home

1037 FLOWING TIDE DRIVE

Welcome to this beautiful 2019-built Townhouse offering 4 bedrooms, 3 bathrooms, and 1-car garage in a private gated community in the heart of East orlando. This well-maintained home is in excellent condition and features a freshly painted interior, ceramic tile throughout the first floor, and an open-concept floor plan designed for comfortable everyday living. The spacious kitchen overlooks the living and dining areas and boasts a large island, granite countertops, stainless steel appliances, and ample cabinet space- perfect for entertaining family and friends. A Convenient first-floor bedroom and full bathroom provide an ideal setup for guests or a home office. Upstairs, you'll find a generous primary soute featuring a walk-in closet and a private bathroom, along with two additional bedrooms and versatile loft that's perfect for a home office, media room,or play area. Large windows throughout the home fill the space with an abundance of natural light. Ideally situated at the end of a quiet dead end street, this home offers added privacy while still being just minutes from top-rated schools, Avalon Park, Waterford Lakes Town center, shopping, dining, and major roadways for an easy commute. The community features a swimming pool, playground, and low HOA fees, making this an exceptional opportunity to own a move-in ready home in one of Orlando's most desirable locations.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

1,749

Sqft

0.05 ac

Lot size

1

Garage

2019

Year built

Two

Levels

$205

Per sqft

Pets allowed

Inside

FlooringCarpet · Vinyl
AppliancesDishwasher · Range · Refrigerator
InteriorOpen Floorplan · Other
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationBlock
FacesWest
ExteriorOther

Community & fees

HOA fee$250/mo
Taxes (2025)$4,212/yr
PetsYes
CommunityGated Community - No Guard · Park · Playground

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,033 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,113
FHA mortgage insurance (est.)$159
Property tax — 2025 actual bill$351
HOA fee — from the listing$250
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,565Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,565
Interest rate6.00%
Loan term

Estimated payment

$3,033/mo

Principal & interest$2,113
FHA mortgage insurance (est.)$159
Property taxes (actual bill)$351
HOA / condo fee$250
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $359K
$345KedgeAI estimate $392,889 · range $380K$424K$441K

vs edgeAI estimate

−8.6%

$/sqft vs Orlando actives

$205 vs $251

Days on market

5 vs 34 typical

Where $205/sqft sits among the 400 Orlando actives

93 · this home
131
92
48
9
27
$151–206$206–261$261–316$316–371$371–426$426+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Orlando

Map of 1037 FLOWING TIDE DRIVE

Drive times from this address

Downtown Orlando18 min
Orlando Int’l Airport (MCO)27 min
Universal Orlando31 min
Walt Disney World43 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

The numbers that matter

The Orlando market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$400K$409K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

169 of 400

Orlando actives have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 18% below the ORLANDO 32828 median. See the full Orlando market guide →

Paper trail

This home's history

Jul 29, 2026Listed at $359,000 · 5 days on market since
2019Built · TOWNS/AVALON RDG

Reality check

What actually sold near 1037 FLOWING TIDE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11968 SANDS COVESold · Sep ’25

$365,000

11968 SANDS COVE · same community

3 bd · 2.5 ba · 1,717 sqft · $213/sqft · 107 DOM

12060 WHITE WAVE POINTSold · Apr ’26

$369,750

12060 WHITE WAVE POINT · same community

3 bd · 2.5 ba · 1,717 sqft · $215/sqft · 29 DOM

1283 FLOWING TIDE DRIVESold · Jun ’26

$342,000

1283 FLOWING TIDE DRIVE · same community

3 bd · 2.5 ba · 1,451 sqft · $236/sqft · 173 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 1037 FLOWING TIDE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1037 FLOWING TIDE DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1037 FLOWING TIDE DRIVE FAQs

What would the monthly payment be for 1037 FLOWING TIDE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,033/mo — principal and interest, the actual property-tax bill, the $250/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1037 FLOWING TIDE DRIVE?+

The association fee works out to $250 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1037 FLOWING TIDE DRIVE?+

The most recent tax bill on record (2025) was $4,212. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1037 FLOWING TIDE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $359,000, this home is listed about 8% below the Orlando median of $390,000. The market section on this page shows how the area is trending.

Listing courtesy of EXP REALTY LLC · Fredy Aucaquizhpi. MLS #O6429096.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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