3198 SNOW DRIVE, DELTONA, FL, 32738
Active1 days on marketListed Aug 3, 2026MLS #O6429447
About this home
3198 SNOW DRIVE
Two parcels totaling approximately 2.76± acres are being sold together (Parcel IDs #8130-54-23-0080 and #8130-54-00-0050). The front parcel is located at the end of a quiet, dead-end paved street in Flood Zone X, with the second parcel directly behind it, creating a private wooded setting with plenty of space to bring your vision to life. Whether you're planning a custom home, looking for extra privacy, or envisioning a family compound, this property offers a rare opportunity in a convenient location. 2022 survey is available. Enjoy the peaceful surroundings and abundant wildlife while remaining just minutes from I-4, the Orlando metro area, shopping, dining, and Florida's east coast beaches.
Facts & features
The home at a glance
2.76 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$993 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$993/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Deltona Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Deltona. See the full Deltona guide →
Deltona Lakes — neighborhood snapshot
Population
86,681
Median age
40
Median income
$72,296
Median home value
$254,238
Avg household
3
Households w/ children
10,582
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Deltona market
$300K → $319K
Deltona median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
Median sold price, Deltona, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 58% below the DELTONA 32738 median. See the full Deltona market guide →
Paper trail
This home's history
Reality check
What actually sold near 3198 SNOW DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$319,000
3337 DEWBERRY DRIVE · same community
3 bd · 2 ba · 1,507 sqft · $212/sqft · 34 DOM
Sold · Mar ’26$369,000
2656 COACHMAN DRIVE · same community
4 bd · 2 ba · 1,660 sqft · $222/sqft · 4 DOM
Sold · Sep ’25$355,000
3235 UTAH DRIVE · same community
4 bd · 2 ba · 1,836 sqft · $193/sqft · 81 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 3198 SNOW DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3198 SNOW DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3198 SNOW DRIVE FAQs
What would the monthly payment be for 3198 SNOW DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $993/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3198 SNOW DRIVE?+
The most recent tax bill on record (2025) was $1,259. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Deltona?+
At $115,000, this home is listed about 65% below the Deltona median of $329,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3198 SNOW DRIVE?+
Spirit Elementary School (elementary), Deltona Middle School (middle), Deltona High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the DELTONA 32738 market on paper
$115,000 is 58% below the DELTONA 32738 median of $275,000.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 1 day on market in a Deltona market that averages 30 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of MAPLEVEST REALTY · Sonja Caraballo. MLS #O6429447.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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