6463 FLORA VISTA PLACE, COCOA, FL, 32927
Pending3 days on marketListed Jul 31, 2026MLS #O6429779
About this home
6463 FLORA VISTA PLACE
Welcome home to this spacious 4-bedroom, 3-bath pool home featuring a 2-car garage plus extra driveway space for your RV or boat. Enjoy Florida living in the screened-in pool and spa overlooking a large fenced backyard complete with a paved fire pit area and a 12'x16' shed with electricity. Inside, the oversized kitchen offers abundant cabinetry, granite countertops, stainless steel appliances, and a breakfast bar perfect for entertaining. The spacious primary suite features private sliders to the pool, a luxurious ensuite bath with a garden tub, walk-in shower, double vanities, and his-and-her walk-in closets. Major updates include a new roof (2022) and A/C (2021) for added peace of mind. Ideally located just minutes from Fay Lake Wilderness Park, where you'll enjoy scenic biking trails, a dog park, fishing piers, pavilions, a playground, and a beautiful 27-acre lake. This home truly offers the perfect blend of comfort, convenience, and outdoor living. Easy access to I-95 for commute.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,906
Sqft
0.35 ac
Lot size
2
Garage
2005
Year built
One
Levels
$249
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,646 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,646/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Cocoa actives
$249 vs $210
Days on market
3 vs 18 typical
Where $249/sqft sits among the 85 Cocoa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Flora Vista
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Cocoa. See the full Cocoa guide →
Flora Vista — neighborhood snapshot
Population
170
Median age
35
Median income
$130,066
Median home value
$357,300
Avg household
3
Households w/ children
28%
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cocoa market
$321K → $329K
Cocoa median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
36 of 85
Cocoa actives have cut their price
Median sold price, Cocoa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 88% above the COCOA 32927 median. See the full Cocoa market guide →
Paper trail
This home's history
Reality check
What actually sold near 6463 FLORA VISTA PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$277,000
6070 BALTIMORE AVENUE
4 bd · 3 ba · 1,848 sqft · $150/sqft · 201 DOM
Sold · May ’26$415,000
6135 ALLMONT STREET
3 bd · 2 ba · 2,020 sqft · $205/sqft · 4 DOM
Sold · Dec ’25$335,000
6530 BETHEL STREET
4 bd · 2 ba · 1,790 sqft · $187/sqft · 31 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 6463 FLORA VISTA PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6463 FLORA VISTA PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6463 FLORA VISTA PLACE FAQs
What would the monthly payment be for 6463 FLORA VISTA PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,646/mo — principal and interest, the actual property-tax bill, the $21/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6463 FLORA VISTA PLACE?+
The association fee works out to $21 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6463 FLORA VISTA PLACE?+
The most recent tax bill on record (2025) was $5,498. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6463 FLORA VISTA PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Cocoa?+
At $475,000, this home is listed about 53% above the Cocoa median of $309,900. The market section on this page shows how the area is trending.
Which schools are assigned to 6463 FLORA VISTA PLACE?+
Space Coast Junior/Senior High School (high), Enterprise Elementary School (elementary) — Brevard County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$475,000 runs 88% above the COCOA 32927 median — but at 1,906 sqft it's also 36% larger than the typical Cocoa listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 3 days on market in a Cocoa market that averages 18 — if it fits, move quickly.
04Strong assigned schools
Space Coast Junior/Senior High School, Enterprise Elementary School — Space Coast Junior/Senior High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of MUTTER REALTY · James Mutter. MLS #O6429779.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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