John Carpenter
$375,0003 bd2 ba1,996 sqft$188 /sqft$2,966 /mo all-in ↓

10888 SE 170TH LANE ROAD, SUMMERFIELD, FL, 34491

Active9 days on marketListed Aug 3, 2026MLS #O6430086

Single Family ResidenceSTONECREST

About this home

10888 SE 170TH LANE ROAD

Virtually Staged. Welcome to your tranquil retreat in the heart of the sought-after Stonecrest 55+ gated golf community. This beautifully maintained 3-bedroom, 2-bath residence perfectly balances elegant style with warm, inviting comfort. The heart of the home, a sun-drenched, well-appointed kitchen, invites you to host memorable gatherings with friends and family. You will adore the open-concept layout, which offers an effortless flow between the kitchen and living areas—perfect for vibrant dinner parties or relaxing evenings at home. Step into your expansive, air-conditioned Florida room, a peaceful sanctuary to sip your morning coffee or unwind with a favorite book while overlooking the lush, landscaped yard. The primary suite serves as your private oasis, featuring ample closet space and a serene, spa-like bath. Two additional bedrooms provide the perfect versatility for visiting family, a dedicated creative studio, or a home office. Experience the resort-style lifestyle you deserve, with access to golf, pools, fitness, and pickleball, all just minutes from the vibrant energy of The Villages.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,996

Sqft

0.16 ac

Lot size

2

Garage

2011

Year built

One

Levels

$188

Per sqft

55+ communityPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Freezer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSoutheast
ParkingGarage Door Opener
ExteriorFrench Doors · Irrigation System

Community & fees

HOA fee$152/mo
Taxes (2025)$3,365/yr
PetsYes
CommunityClubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - No Guard · Golf Carts OK · Golf · Park · Pool · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,966 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Property tax — 2025 actual bill$280
HOA fee — from the listing$152
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,125Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,125
Interest rate6.00%
Loan term

Estimated payment

$2,966/mo

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Property taxes (actual bill)$280
HOA / condo fee$152
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $375K
$360KedgeAI estimate $392,018 · range $377K$419K$436K

vs edgeAI estimate

−4.3%

$/sqft vs STONECREST

$188 vs $201

Days on market

9 vs 50 typical

Where $188/sqft sits among the 38 homes for sale in STONECREST

5
4
8 · this home
13
4
4
$145–162$162–180$180–198$198–216$216–234$234+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Stonecrest

Map of 10888 SE 170TH LANE ROAD inside its neighborhood boundary

Drive times from this address

Downtown Orlando71 min
Universal Orlando74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Summerfield. See the full Summerfield guide →

Stonecrest — neighborhood snapshot

Population

3,009

Median age

73

Median income

$67,343

Median home value

$315,365

Avg household

2

For the school run

Marion County School District

ElementaryStanton-Weirsdale Elementary School★★★★★
MiddleLake Weir Middle School★★★★
HighLake Weir High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Summerfield market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$279K$256K

Summerfield median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

23 of 38

STONECREST have cut their price

Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 36% above the SUMMERFIELD 34491 median. See the full Summerfield market guide →

Paper trail

This home's history

Aug 3, 2026Listed at $375,000 · 9 days on market since
2011Built · STONECREST

Reality check

What actually sold near 10888 SE 170TH LANE ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

17599 SE 121ST CIRCLESold · Sep ’25

$451,700

17599 SE 121ST CIRCLE · same community

3 bd · 2.5 ba · 1,986 sqft · $227/sqft · 38 DOM

12209 SE 174TH PLACESold · May ’26

$350,000

12209 SE 174TH PLACE · same community

3 bd · 2 ba · 1,967 sqft · $178/sqft · 57 DOM

16896 SE 110TH COURT ROADSold · Mar ’26

$369,000

16896 SE 110TH COURT ROAD · same community

3 bd · 2 ba · 1,951 sqft · $189/sqft · 64 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 10888 SE 170TH LANE ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10888 SE 170TH LANE ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

10888 SE 170TH LANE ROAD FAQs

What would the monthly payment be for 10888 SE 170TH LANE ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,966/mo — principal and interest, the actual property-tax bill, the $152/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10888 SE 170TH LANE ROAD?+

The association fee works out to $152 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10888 SE 170TH LANE ROAD?+

The most recent tax bill on record (2025) was $3,365. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10888 SE 170TH LANE ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Summerfield?+

At $375,000, this home is listed about 29% above the Summerfield median of $289,750. The market section on this page shows how the area is trending.

Which schools are assigned to 10888 SE 170TH LANE ROAD?+

Stanton-Weirsdale Elementary School (elementary), Lake Weir Middle School (middle), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of MARK SPAIN REAL ESTATE · Alan Bloom. MLS #O6430086.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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