13778 SUMMERPORT TRAIL LOOP, WINDERMERE, FL, 34786
Active1 days on marketListed Aug 5, 2026MLS #O6431198
About this home
13778 SUMMERPORT TRAIL LOOP
Available now - Beautiful and spacious 3 bedrooms 2.5 Baths home. Enter into a completely open space, featuring a dining area, a kitchen with lots of cabinets, granite countertops, all SS appliances, and a breakfast bar that opens to a great room where you can relax and enjoy your family time. The first floor is complemented with a front porch with water views! On the second floor, you have a loft that could be used as an office or as a second family room, two bedrooms that share a spacious bathroom, laundry room, and a great master bedroom with an en-suite bathroom, walk-in closet, and a serene water view. - NEW INTERIOR PAINT (New pictures coming soon) ++++Evaluation criteria for prospective tenants: - No Evictions - No Sex Offenders - Credit score minimum 630 - Income to rent 3 times minimum - 1 small pet may be considered, non-aggressive breed only
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,938
Sqft
0.08 ac
Lot size
2
Garage
2016
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$181 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$181/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Windermere actives
$1 vs $341
Days on market
1 vs 46 typical
Where $1/sqft sits among the 237 Windermere actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerport Trails
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Windermere. See the full Windermere guide →
Summerport Trails — neighborhood snapshot
Population
103
Median age
30
Median income
$107,895
Median home value
$382,500
Avg household
3
Households w/ children
8%
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Windermere market
$875K → $968K
Windermere median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
113 of 237
Windermere actives have cut their price
Median sold price, Windermere, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the WINDERMERE 34786 median. See the full Windermere market guide →
Paper trail
This home's history
Reality check
What actually sold near 13778 SUMMERPORT TRAIL LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$550,000
7137 BEEK STREET
3 bd · 2 ba · 1,910 sqft · $288/sqft · 5 DOM
Sold · May ’26$539,900
6421 NEW INDEPENDENCE PARKWAY
3 bd · 2 ba · 1,863 sqft · $290/sqft · 16 DOM
Sold · May ’26$528,000
13312 LONGACRE DRIVE
3 bd · 2 ba · 2,058 sqft · $257/sqft · 113 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 13778 SUMMERPORT TRAIL LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13778 SUMMERPORT TRAIL LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13778 SUMMERPORT TRAIL LOOP FAQs
What would the monthly payment be for 13778 SUMMERPORT TRAIL LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $181/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 13778 SUMMERPORT TRAIL LOOP?+
The listing reports pets: Breed Restrictions, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Windermere?+
At $2,850, this home is listed about 100% below the Windermere median of $1,080,000. The market section on this page shows how the area is trending.
Which schools are assigned to 13778 SUMMERPORT TRAIL LOOP?+
Windermere High (high), Keenes Crossing Elementary (elementary), Bridgewater Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the WINDERMERE 34786 market on paper
$2,850 is 100% below the WINDERMERE 34786 median of $749,498, and at $1/sqft it sits under the Windermere average of $454.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 1 day on market in a Windermere market that averages 46 — if it fits, move quickly.
04Strong assigned schools
Windermere High, Keenes Crossing Elementary, Bridgewater Middle — Windermere High rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of SHINING OAK REALTY · Paul Moscoso. MLS #O6431198.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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