313 CALHOUN AVENUE, FLORAHOME, FL, 32140
Active315 days on marketListed Sep 12, 2025MLS #OK225446
About this home
313 CALHOUN AVENUE
Owner financing available. Build your dream home on this 0.34-acre lot in Florahome, Florida, zoned R1A, allowing for a single-family residence with plenty of space for outdoor living. Enjoy the charm of small-town Florida while being conveniently located near local amenities and just a short drive to larger towns. This lot offers flexibility for your ideal home, whether it’s a full-time residence, weekend getaway, or investment property.
Facts & features
The home at a glance
0.34 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$218 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$218/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Florahome
Get to know Florahome. See the full Florahome guide →
FLORAHOME 32140 — neighborhood snapshot
Population
1,558
Median age
39.7
Median income
$35,000
Median home value
$122,600
Avg household
2.51
Households w/ children
169
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Florahome market
$250K → $204K
Florahome median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
Median sold price, Florahome, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% below the FLORAHOME 32140 median. See the full Florahome market guide →
Paper trail
This home's history
Reality check
What actually sold near 313 CALHOUN AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$265,000
308 W HILLSBOROUGH AVENUE · same community
2 bd · 2 ba · 1,232 sqft · $215/sqft · 4 DOM
Sold · Oct ’25$265,000
1262 CORAL FARMS ROAD · same community
3 bd · 2 ba · 1,250 sqft · $212/sqft · 71 DOM
Sold · Jun ’26$415,000
209 BEACH DRIVE · same community
3 bd · 2.5 ba · 1,432 sqft · $290/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 313 CALHOUN AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 313 CALHOUN AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
313 CALHOUN AVENUE FAQs
What would the monthly payment be for 313 CALHOUN AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $218/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 313 CALHOUN AVENUE?+
The most recent tax bill on record (2024) was $100. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Florahome?+
At $7,800, this home is listed about 97% below the Florahome median of $245,000. The market section on this page shows how the area is trending.
Which schools are assigned to 313 CALHOUN AVENUE?+
Interlachen Junior-Senior High School (high), Melrose Elementary School (elementary) — Putnam County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the FLORAHOME 32140 market on paper
$7,800 is 46% below the FLORAHOME 32140 median of $14,450.
02Time on market is leverage
315 days on market against a Florahome median of 65 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $7,900, now $7,800 — a $100 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of AMERICAN REALTY OF PSL LLC · Daniel Castaneda. MLS #OK225446.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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