John Carpenter
$113,000$138,0002 bd2 ba1,072 sqft$105 /sqft$1,281 /mo all-in ↓

584 FAIRWAYS CIRCLE UNIT A, OCALA, FL, 34472

Active200 days on marketListed Jan 2, 2026MLS #OM714766

Priced 46% below the OCALA 34472 medianReduced $25KFully furnishedCondominiumFAIRWAYS/SILVER SPGS SHORES CO

About this home

584 FAIRWAYS CIRCLE UNIT A

***CURRENTLY HAVE A LENDER THAT CAN FINANCE THESE WITH 20% DOWN / POSSIBLY 10% DOWN IF THEY QUALIFY*******Golf Course Living******2 bedroom 2 bath TURNKEY ground floor condominium with BEAUTIFUL views of 15th Green, 16th Tee Box and lake on 15th Hole. Very nice enclosed lanai overlooking championship 18 hole golf course. Carpet and ceramic tile flooring throughout. Large bedrooms and living room dining room combo with pass thru into kitchen. Come see this unit with amazing views. Unit comes with designated parking space with plenty of guest parking. HOA Monthly fee includes cable, trash and exterior maintenance. Fairways at Silver Springs Shores boasts a Clubhouse, Pool and Fitness Room. Also, located nearby is the Silver Springs Community Center which provides a place where adults and youth can relax by the pool, play billiards, table tennis and enjoy other activities on a daily basis. Additional outdoor youth programs are available including fishing and archery. The community Center also hosts clubs, organizations and parties of all kinds.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,072

Sqft

0.01 ac

Lot size

1972

Year built

One

Levels

$105

Per sqft

FurnishedPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Thermostat · Window Treatments
LaundryElectric Dryer Hookup · Inside · Washer Hookup
CoolingCentral Air
HeatingElectric
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock · Concrete
FoundationSlab
FacesEast
ExteriorLighting · Sidewalk · Sliding Doors

Community & fees

HOA fee$351/mo
Taxes (2025)$656/yr
PetsYes
CommunityFitness Center · Golf · Pool · Sidewalks · Wheelchair Access

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,281 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$665
FHA mortgage insurance (est.)$50
Property tax — 2025 actual bill$55
Condo fee — from the listing$351
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $3,955Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $3,955
Interest rate6.00%
Loan term

Estimated payment

$1,281/mo

Principal & interest$665
FHA mortgage insurance (est.)$50
Property taxes (actual bill)$55
HOA / condo fee$351
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $113K
$93KedgeAI estimate $105,937 · range $97K$128K$133K

vs edgeAI estimate

+6.7%

$/sqft vs FAIRWAYS/SILVER SPGS SHORES CO

$105 vs $121

Days on market

200 vs 43 typical

Where $105/sqft sits among the 12 homes for sale in FAIRWAYS/SILVER SPGS SHORES CO

2
1
1 · this home
2
2
4
$82–91$91–101$101–111$111–121$121–131$131+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 584 FAIRWAYS CIRCLE UNIT A

Get to know Ocala. See the full Ocala guide →

OCALA 34472 — neighborhood snapshot

Population

34,665

Median age

40.1

Median income

$61,635

Median home value

$185,900

Avg household

2.67

Households w/ children

3,980

For the school run

Marion County School District

HighForest High School★★★★★
ElementaryLegacy Elementary School★★★★★
MiddleLake Weir Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

9 of 12

FAIRWAYS/SILVER SPGS SHORES CO have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 46% below the OCALA 34472 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $113,000 $25K
Jan 2, 2026Listed at $138,000 · 200 days on market since
1972Built · FAIRWAYS/SILVER SPGS SHORES CO

Reality check

What actually sold near 584 FAIRWAYS CIRCLE UNIT A

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

568 FAIRWAYS CIR UNIT ASold · Jan ’26

$75,000

568 FAIRWAYS CIR UNIT A · same community

2 bd · 1.5 ba · 1,058 sqft · $71/sqft · 4 DOM

586 FAIRWAYS CIRCLE UNIT ASold · Apr ’26

$118,000

586 FAIRWAYS CIRCLE UNIT A · same community

2 bd · 2 ba · 1,100 sqft · $107/sqft · 111 DOM

515 FAIRWAYS LANE UNIT BSold · Jun ’26

$64,000

515 FAIRWAYS LANE UNIT B · same community

2 bd · 2 ba · 1,113 sqft · $58/sqft · 138 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 584 FAIRWAYS CIRCLE UNIT A — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 584 FAIRWAYS CIRCLE UNIT A — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

584 FAIRWAYS CIRCLE UNIT A FAQs

What would the monthly payment be for 584 FAIRWAYS CIRCLE UNIT A?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,281/mo — principal and interest, the actual property-tax bill, the $351/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 584 FAIRWAYS CIRCLE UNIT A?+

The association fee works out to $351 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 584 FAIRWAYS CIRCLE UNIT A?+

The most recent tax bill on record (2025) was $656. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 584 FAIRWAYS CIRCLE UNIT A?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $113,000, this home is listed about 62% below the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 584 FAIRWAYS CIRCLE UNIT A?+

Forest High School (high), Legacy Elementary School (elementary), Lake Weir Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the OCALA 34472 market on paper

$113,000 is 46% below the OCALA 34472 median of $209,900, and at $105/sqft it sits under the Ocala average of $204.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Time on market is leverage

200 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $138,000, now $113,000 — a $25K cut. The full history is in the market section below.

Listing courtesy of BROKER ASSOCIATES REALTY · Rich Denicola. MLS #OM714766.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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