John Carpenter
$255,000$280,0003 bd2 ba1,344 sqft$190 /sqft$1,969 /mo all-in ↓

2829 N LAKEFRONT DRIVE, HERNANDO, FL, 34442

Active187 days on marketListed Jan 14, 2026MLS #OM716611

Priced 9% below the HERNANDO 34442 medianReduced $25KManufactured HomePARSONS PT ADD

About this home

2829 N LAKEFRONT DRIVE

Spacious 1/2-Acre Property with Modern Mobile Home in Hernando Inviting Outdoor Space, No HOA, and Convenient Citrus County Location Property Overview Discover this spacious 1/2-acre property in Hernando, offering a rare combination of comfort, versatility, and convenience. With a well-maintained 2023 mobile home and an open lot, this listing provides ample possibilities for home buyers, investors, and agents seeking value and flexibility. Prime Location & Lot Size Seller to give buyer consessions towards closing. Located in the heart of Citrus County, this property is close to local shopping, medical services, recreation, and major roadways. The generous 1/2-acre lot gives you plenty of room for outdoor activities, parking, gardening, or storage. Enjoy the freedom of no HOA restrictions. Home Features The 2023 mobile home is in excellent condition, featuring functional living areas designed for everyday comfort. Large windows fill the interior with natural light, creating a bright and welcoming atmosphere. The open layout makes it easy to relax, entertain, or work from home. Outdoor Space & Lot Uses The open lot offers multiple possibilities, including RV parking, boat storage, or creating your own garden oasis. The spacious grounds are ideal for enjoying Florida’s outdoor lifestyle, whether you prefer relaxing in the sun or pursuing hobbies and projects. Upgrades & Extras • Brand new rain gutters for improved drainage and property protection • Modern Govee lights for added ambiance and security • New farmhouse sink for style and practicality • RV electric and septic hookup for added convenience and flexibility Location Benefits This property’s location puts you minutes from shopping centers, medical facilities, parks, and local recreation. Easy access to major roads makes commuting or travel simple, while the peaceful setting ensures privacy and tranquility. Suitability Whether you’re seeking a full-time residence, a seasonal getaway, or a smart investment, this Hernando property is ready to meet your needs. With no HOA and plenty of space, you can make it your own. Call to Action Don’t miss this opportunity! Contact us today to schedule a viewing or request more information about this inviting Hernando property.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,344

Sqft

0.55 ac

Lot size

2023

Year built

One

Levels

$190

Per sqft

Inside

FlooringVinyl
AppliancesDryer · Range · Range Hood · Refrigerator · Washer
InteriorOpen Floorplan · Thermostat
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationSlab
FacesEast
ExteriorFire Pit

Community & fees

Taxes (2025)$2,344/yr

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Connected · Fire Hydrant
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,969 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,501
FHA mortgage insurance (est.)$113
Property tax — 2025 actual bill$195
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,925Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,925
Interest rate6.00%
Loan term

Estimated payment

$1,969/mo

Principal & interest$1,501
FHA mortgage insurance (est.)$113
Property taxes (actual bill)$195
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $255K
$168KedgeAI estimate $188,165 · range $175K$222K$265K

vs edgeAI estimate

+35.5%

$/sqft vs Hernando actives

$190 vs $197

Days on market

187 vs 37 typical

Where $190/sqft sits among the 101 Hernando actives

18
17
27 · this home
17
9
13
$119–150$150–181$181–212$212–242$242–273$273+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Hernando

Map of 2829 N LAKEFRONT DRIVE

Get to know Hernando. See the full Hernando guide →

HERNANDO 34442 — neighborhood snapshot

Population

16,356

Median age

65.7

Median income

$55,473

Median home value

$295,900

Avg household

2.03

Households w/ children

868

For the school run

Citrus County School District

ElementaryForest Ridge Elementary School★★★★★
MiddleLecanto Middle School★★★★★
HighLecanto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Hernando market

Seller’s marketBalanced5.3 months of inventoryBuyer’s market

$330K$303K

Hernando median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

50 of 101

Hernando actives have cut their price

Median sold price, Hernando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 9% below the HERNANDO 34442 median. See the full Hernando market guide →

Paper trail

This home's history

CurrentPrice reduced to $255,000 $25K
Jan 14, 2026Listed at $280,000 · 187 days on market since
2023Built · PARSONS PT ADD

Reality check

What actually sold near 2829 N LAKEFRONT DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2922 N WHEATON POINTSold · Aug ’25

$165,000

2922 N WHEATON POINT · same community

3 bd · 2 ba · 1,404 sqft · $118/sqft · 5 DOM

2600 N BUCKNELL TERRACESold · May ’26

$125,000

2600 N BUCKNELL TERRACE · same community

3 bd · 2 ba · 1,523 sqft · $82/sqft · 14 DOM

4680 E DARTMOUTH LANESold · Nov ’25

$215,000

4680 E DARTMOUTH LANE · same community

2 bd · 1.5 ba · 1,120 sqft · $192/sqft · 6 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 2829 N LAKEFRONT DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2829 N LAKEFRONT DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2829 N LAKEFRONT DRIVE FAQs

What would the monthly payment be for 2829 N LAKEFRONT DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,969/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2829 N LAKEFRONT DRIVE?+

The most recent tax bill on record (2025) was $2,344. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Hernando?+

At $255,000, this home is listed about 32% below the Hernando median of $372,500. The market section on this page shows how the area is trending.

Which schools are assigned to 2829 N LAKEFRONT DRIVE?+

Forest Ridge Elementary School (elementary), Lecanto Middle School (middle), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the HERNANDO 34442 market on paper

$255,000 is 9% below the HERNANDO 34442 median of $279,500, and at $190/sqft it sits under the Hernando average of $207.

02Time on market is leverage

187 days on market against a Hernando median of 37 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $280,000, now $255,000 — a $25K cut. The full history is in the market section below.

Listing courtesy of STALLIONS REALTY LLC · Tamboura Jenkins. MLS #OM716611.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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