7963 SE 12TH CIRCLE, OCALA, FL, 34480
Active136 days on marketListed Mar 5, 2026MLS #OM720144
About this home
7963 SE 12TH CIRCLE
Elegant Entertaining Estate in the Country Club of Ocala. Set on more than two beautifully landscaped acres within the Country Club of Ocala, this exceptional residence offers refined French Country interiors, remarkable architectural details, and thoughtfully designed spaces ideal for everyday living and elegant entertaining. Upon entering, guests are welcomed by an impressive foyer that opens to a gracious living room filled with natural light. The open-concept kitchen and family room create a warm, inviting gathering space with expansive views of the eighteenth fairway of the golf course, the home’s spacious deck, and the sparkling swimming pool. The chef’s kitchen is beautifully appointed with custom cabinetry, exquisite granite countertops, a large center island, and a raised bar with seating that seamlessly connects to the family room and outdoor entertaining areas. The dramatic family room features a striking black-stone fireplace, vaulted tongue-and-groove ceilings, Cypress beams, built-in cabinetry, and a private office accented with custom-designed iron doors. A versatile media room provides flexible space for a man cave, billiards room, or fitness area, with direct access to the luxurious owner’s suite. The spacious primary retreat includes a generous closet and dressing area, along with an elegant bathroom featuring dual facilities and a private laundry for added convenience. Designed for effortless indoor-outdoor living, the screened pool area offers multiple spaces for dining, relaxation, and entertaining while enjoying serene golf-course views. Additional highlights include a spacious garage with a bonus area and ample storage. Recent improvements enhance both comfort and peace of mind, including a newer roof, full-house generator, full-house water filtration system, four new A/C units, and a new central vacuum system complete with motor, tank, and hoses, all installed in 2021. Additional updates include a dishwasher, washer, and dryer in the primary suite laundry area, as well as a 36-inch Sub-Zero refrigerator/freezer with custom panels installed in 2023. This remarkable property combines timeless elegance, modern updates, comfort, and exceptional entertaining spaces in one of Ocala’s most sought-after golf-course communities.
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
5,040
Sqft
2.02 ac
Lot size
2
Garage
2001
Year built
One
Levels
$456
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$15,151 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$15,151/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Ocala actives
$456 vs $180
Days on market
136 vs 43 typical
Where $456/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
OCALA 34480 — neighborhood snapshot
Population
23,749
Median age
36.6
Median income
$75,334
Median home value
$248,400
Avg household
2.67
Households w/ children
3,190
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
156 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 721% above the OCALA 34480 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 7963 SE 12TH CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$1,398,000
7399 SE 12TH CIRCLE · same community
5 bd · 5.5 ba · 5,079 sqft · $275/sqft · 249 DOM
Sold · Apr ’26$1,625,000
7254 SE 12TH CIRCLE · same community
5 bd · 4.5 ba · 5,214 sqft · $312/sqft · 8 DOM
Sold · Nov ’25$1,206,000
7362 SE 12TH CIRCLE · same community
4 bd · 5 ba · 4,744 sqft · $254/sqft · 24 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 7963 SE 12TH CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7963 SE 12TH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7963 SE 12TH CIRCLE FAQs
What would the monthly payment be for 7963 SE 12TH CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $15,151/mo — principal and interest, the actual property-tax bill, the $407/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7963 SE 12TH CIRCLE?+
The association fee works out to $407 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7963 SE 12TH CIRCLE?+
The most recent tax bill on record (2025) was $15,941. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7963 SE 12TH CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $2,297,000, this home is listed about 668% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7963 SE 12TH CIRCLE?+
Belleview Middle School (middle), Marion Oaks Elementary School (elementary), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$2,297,000 runs 721% above the OCALA 34480 median — but at 5,040 sqft it's also nearly 3 times the size of the typical Ocala listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
136 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $2,500,000, now $2,297,000 — a $203K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of JOAN PLETCHER · Joan Pletcher. MLS #OM720144.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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