4838 SW 130TH STREET, OCALA, FL, 34473
Active145 days on marketListed Mar 12, 2026MLS #OM720722
About this home
4838 SW 130TH STREET
RARE 2024 POOL HOME! Why wait to build when you can move into this stunning, 4-bedroom, 2-bathroom residence located in a quiet, sought after pocket of Marion Oaks. Step through oversized sliding glass doors to your private, fully fenced backyard retreat. The centerpiece is a pristine, heated saltwater in-ground concrete pool featuring an auto-cleaner, fiber optic lighting and dedicated pool alarm. Whether you're relaxing on the screened-in porch or soaking up the Florida sun, this space is designed for year-round entertaining. The bright, open-concept interior features a modern kitchen equipped with staggered soft-close cabinetry, classic subway tile backsplash, and premium Samsung appliances. The seamless flow between the kitchen and living areas ensures you never miss a moment with guests. The split-bedroom floor plan offers ultimate privacy. The primary suite is a true sanctuary, boasting elegant tray ceilings and a spa-inspired ensuite with dual vanities and a massive walk-in shower featuring floor-to-ceiling designer tile. The second bathroom is equally impressive with a double vanity and custom glass tile insert. The Laundry Room is equipped with utility sink and extra shelving. Newly painted inside with gutters and a full irrigation system. Unbeatable convenience: just minutes from the future Publix, the site of the new South Marion High School (scheduled to open in August 2026) and local amenities. This home blends modern style with functional Florida living. Schedule your private showing today.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,797
Sqft
0.24 ac
Lot size
2
Garage
2024
Year built
One
Levels
$197
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,770 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,770/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs MARION OAKS
$197 vs $181
Days on market
145 vs 48 typical
Where $197/sqft sits among the 58 homes for sale in MARION OAKS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ocala. See the full Ocala guide →
OCALA 34473 — neighborhood snapshot
Population
25,030
Median age
39.4
Median income
$70,559
Median home value
$242,400
Avg household
2.98
Households w/ children
3,117
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
21 of 58
MARION OAKS have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% above the OCALA 34473 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 4838 SW 130TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$297,900
6811 SW 152ND STREET · same community
4 bd · 2 ba · 1,799 sqft · $166/sqft · 96 DOM
Sold · Jan ’26$285,000
5119 SW 165TH PL · same community
4 bd · 2 ba · 1,774 sqft · $161/sqft · 179 DOM
Sold · Mar ’26$321,070
7122 SW 130TH LANE ROAD · same community
4 bd · 2 ba · 1,828 sqft · $176/sqft · 29 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 4838 SW 130TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4838 SW 130TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4838 SW 130TH STREET FAQs
What would the monthly payment be for 4838 SW 130TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,770/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4838 SW 130TH STREET?+
The most recent tax bill on record (2025) was $4,363. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4838 SW 130TH STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $354,900, this home is listed about 19% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4838 SW 130TH STREET?+
Horizon Academy At Marion Oaks (middle), Sunrise Elementary School (elementary), Dunnellon High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$354,900 runs 42% above the OCALA 34473 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
145 days on market against a Ocala median of 48 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $399,797, now $354,900 — a $45K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ON TOP OF THE WORLD REAL EST · Tammy Coughlin. MLS #OM720722.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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