John Carpenter
$4,0004 bd2 ba2,100 sqft$2 /sqft$189 /mo all-in ↓

4455 NW 80TH TERRACE, OCALA, FL, 34482

Active119 days on marketListed Apr 5, 2026MLS #OM722194

Priced 98% below the OCALA 34482 medianFully furnishedSingle Family ResidenceFOREST/GOLDEN HILLS

About this home

4455 NW 80TH TERRACE

Come see for yourself why Forest of Golden Hills is one of Ocala's premier neighborhoods — just 3 miles from the World Equestrian Center. Picture yourself in this beautifully remodeled Tudor home with an expansive fenced-in back yard. Updated, the spacious 3-bedroom, 2-bath layout is bright, open, tastefully furnished, and truly move-in ready.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,100

Sqft

0.8 ac

Lot size

2

Garage

1977

Year built

One

Levels

$2

Per sqft

Furnished

Inside

AppliancesCooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Freezer · Ice Maker · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings
LaundryIn Garage
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

Community & fees

PetsDogs OK, Monthly Pet Fee

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$189 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$24
FHA mortgage insurance (est.)$2
Est. property taxes (1.1%/yr)$4
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $140Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $140
Interest rate6.00%
Loan term

Estimated payment

$189/mo

Principal & interest$24
FHA mortgage insurance (est.)$2
Est. property taxes$4
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Ocala actives

$2 vs $184

Days on market

119 vs 43 typical

Where $2/sqft sits among the 400 Ocala actives

0 · this home
24
210
121
16
29
$2–66$66–129$129–193$193–256$256–320$320+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 4455 NW 80TH TERRACE

Get to know Ocala. See the full Ocala guide →

OCALA 34482 — neighborhood snapshot

Population

21,824

Median age

52.1

Median income

$71,449

Median home value

$247,600

Avg household

2.28

Households w/ children

1,486

For the school run

Marion County School District

HighWest Port High School★★★★★
ElementaryCollege Park Elementary School★★★★
MiddleHoward Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

147 of 400

Ocala actives have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 98% below the OCALA 34482 median. See the full Ocala market guide →

Paper trail

This home's history

Apr 5, 2026Listed at $4,000 · 119 days on market since
1977Built · FOREST/GOLDEN HILLS

Reality check

What actually sold near 4455 NW 80TH TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4455 NW 80TH TERRACESold · Oct ’25

$525,000

4455 NW 80TH TERRACE · same community

3 bd · 2 ba · 2,100 sqft · $250/sqft · 16 DOM

5326 NW 76TH COURTSold · Dec ’25

$685,000

5326 NW 76TH COURT

3 bd · 2 ba · 2,107 sqft · $325/sqft · 133 DOM

8120 NW 48TH LANESold · Oct ’25

$390,000

8120 NW 48TH LANE

3 bd · 2 ba · 2,160 sqft · $181/sqft · 156 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 4455 NW 80TH TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4455 NW 80TH TERRACE — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4455 NW 80TH TERRACE FAQs

What would the monthly payment be for 4455 NW 80TH TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $189/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 4455 NW 80TH TERRACE?+

The listing reports pets: Dogs OK, Monthly Pet Fee. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $4,000, this home is listed about 99% below the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4455 NW 80TH TERRACE?+

West Port High School (high), College Park Elementary School (elementary), Howard Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the OCALA 34482 market on paper

$4,000 is 98% below the OCALA 34482 median of $259,900, and at $2/sqft it sits under the Ocala average of $204.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Time on market is leverage

119 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.

Listing courtesy of PEGASUS REALTY & ASSOC INC · Joseph Gravois. MLS #OM722194.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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