10972 SW 69TH CIRCLE, OCALA, FL, 34476
Active87 days on marketListed Apr 27, 2026MLS #OM723644
About this home
10972 SW 69TH CIRCLE
One or more photo(s) has been virtually staged. Welcome to this beautifully updated Greenbriar model located in the highly desirable Crescent Oaks neighborhood of Oak Run Country Club. This well-maintained 2-bedroom, 2-bath home offers comfort, convenience, and low-maintenance living. This home is on a maintained lot giving you peace of mind with no mowing required, whether in the heat of summer or the chill of winter. Inside, you'll find vinyl and tile flooring throughout, no carpets anywhere. The spacious kitchen features abundant cabinet storage, perfect for organizing and entertaining with ease. Enjoy your morning coffee in the inviting lanai, or step out back to a paver patio area ready for Summer BBQs and outdoor gatherings. Additional highlights include a 2-car garage and an elongated driveway for extra parking. Don't miss the opportunity to make this move-in-ready home yours. Schedule your showing today! Oak Run residents enjoy resort-style living with multiple pools, clubhouse, tennis courts, fitness centers, dog park, and so much more. All close to shopping, dining, and medical facilities. Roof Updated 2021.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,243
Sqft
0.16 ac
Lot size
2
Garage
1998
Year built
One
Levels
$191
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,180 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,180/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+27.5%
$/sqft vs Ocala actives
$191 vs $181
Days on market
87 vs 43 typical
Where $191/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34476 — neighborhood snapshot
Population
26,397
Median age
56.1
Median income
$65,429
Median home value
$260,300
Avg household
2.21
Households w/ children
2,252
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
154 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% below the OCALA 34476 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 10972 SW 69TH CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$236,000
10913 SW 69TH CIR · same community
3 bd · 2 ba · 1,288 sqft · $183/sqft · 215 DOM
Sold · May ’26$200,000
10970 SW 69TH CIRCLE · same community
2 bd · 2 ba · 1,455 sqft · $137/sqft · 138 DOM
Sold · Jan ’26$195,000
11058 SW 69TH CIRCLE · same community
2 bd · 2 ba · 1,550 sqft · $126/sqft · 50 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 10972 SW 69TH CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10972 SW 69TH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10972 SW 69TH CIRCLE FAQs
What would the monthly payment be for 10972 SW 69TH CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,180/mo — principal and interest, the actual property-tax bill, the $325/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10972 SW 69TH CIRCLE?+
The association fee works out to $325 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10972 SW 69TH CIRCLE?+
The most recent tax bill on record (2025) was $2,343. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10972 SW 69TH CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $236,999, this home is listed about 21% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10972 SW 69TH CIRCLE?+
Liberty Middle School (middle), Marion Oaks Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the OCALA 34476 market on paper
$236,999 is 18% below the OCALA 34476 median of $289,900, and at $191/sqft it sits under the Ocala average of $204.
02Time on market is leverage
87 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $245,000, now $236,999 — a $8K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DECCA REAL ESTATE · Cindy Casco. MLS #OM723644.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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