John Carpenter
Short-Term Rental Eligible
$258,0703 bd2 ba1,223 sqft$211 /sqft$1,801 /mo all-in ↓

4064 KONA CIRCLE, SPRING HILL, FL, 34608

Active40 days on marketListed Jun 11, 2026MLS #OM726459

Priced 18% below the SPRING HILL 34608 medianEst. $36K/yr short-term rental revenueNew constructionSingle Family ResidenceSOMERSET BAY

About this home

4064 KONA CIRCLE

Pre-Construction. To be built. The Greenbriar is a charming and efficient single-story home offering 3 bedrooms, 2 bathrooms, and 1,223 square feet of thoughtfully designed living space with a smart layout and stylish finishes. The heart of the home is the open-concept kitchen, featuring quartz countertops, a functional center island, and stainless-steel appliances.Overlooking the dining and living areas, the kitchen creates a seemless space ideal for both everyday living and entertaining guests. Step outside to the outdoor patio, a great spot to unwind or enjoy your morning coffee. The Owner's Suite offers a peaceful retreat with a walk-in closet, and a private ensuite bathroom with a double vanity sink and quartz countertops. The 2 additional bedrooms share the spacious second bathroom, also with quartz countertops. The laundry room is located in the center of the home for convenience. The Greenbriar is complete with a state-of-the-art smart home system that keeps you connected to your home at all times. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subjext to change and prior sale at any time without notice or obligation. CRC057592.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,223

Sqft

0.1 ac

Lot size

1

Garage

2026

Year built

One

Levels

$211

Per sqft

Pets allowed

Inside

FlooringCarpet · Luxury Vinyl
AppliancesDishwasher · Microwave · Range
InteriorOpen Floorplan
LaundryLaundry Room
CoolingCentral Air
HeatingElectric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesNortheast
ExteriorIrrigation System

Community & fees

HOA fee$8/mo
Taxes (2025)$0/yr
PetsYes

Utilities & systems

UtilitiesOther
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,801 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,519
FHA mortgage insurance (est.)$114
Property tax — 2025 actual bill$0
HOA fee — from the listing$8
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,032Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,032
Interest rate6.00%
Loan term

Estimated payment

$2,038/mo

Principal & interest$1,519
FHA mortgage insurance (est.)$114
Est. property taxes$237
HOA / condo fee$8
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $258K
$244KedgeAI estimate $259,629 · range $254K$265K$275K

vs edgeAI estimate

−0.6%

$/sqft vs SOMERSET BAY

$211 vs $209

Days on market

40 vs 29 typical

Where $211/sqft sits among the 10 homes for sale in SOMERSET BAY

1
1
1
0
0
7 · this home
$160–168$168–177$177–185$185–194$194–202$202+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Somerset, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental · projected

$35,528/yr gross

Avg nightly rate$220
Occupancy (comp set)46%
CommunitySomerset
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$1,948/mo median

MarketSpring Hill
Annual gross at median$23,370
Gross yield on this price9.1%
Homes for rent right now90

Live Spring Hill rental listing data — this home’s rate depends on size, condition and furnishing.

The Spring Hill short-term market

▼ Softening

44%

Occupancy

▼ 30% yr/yr

$238

Avg nightly rate

▲ 4% yr/yr

$27K/yr

Revenue per listing

$108

RevPAR

43 days

Booking lead time

5.2 nights

Avg stay

3

Typical min nights

432

Active rentals

▲ 3% supply

Seasonality — monthly occupancy

Peaks at 58% in Mar · bottoms at 34% in Sep

40%
54%
58%
45%
38%
40%
57%
44%
34%
36%
36%
42%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Spring Hill — the projection above is specific to this home’s size.

Where it sits

Inside Somerset

Map of 4064 KONA CIRCLE inside its neighborhood boundary

Somerset is a short-term-rental community. See the full guide →

SPRING HILL 34608 — neighborhood snapshot

Population

36,565

Median age

42.4

Median income

$62,197

Median home value

$237,400

Avg household

2.54

Households w/ children

4,122

For the school run

Hernando County School District

HighFrank W. Springstead High School★★★★★
ElementaryExplorer K-8★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Spring Hill market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$320K$318K

Spring Hill median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

3 of 10

SOMERSET BAY have cut their price

Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 18% below the SPRING HILL 34608 median. See the full Spring Hill market guide →

Paper trail

This home's history

Jun 11, 2026Listed at $258,070 · 40 days on market since
2026Built · SOMERSET BAY

Reality check

What actually sold near 4064 KONA CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4023 KONA CIRCLESold · May ’26

$249,990

4023 KONA CIRCLE · same community

3 bd · 2 ba · 1,223 sqft · $204/sqft · 8 DOM

4055 KONA CIRCLESold · Jun ’26

$250,960

4055 KONA CIRCLE · same community

3 bd · 2 ba · 1,223 sqft · $205/sqft · 8 DOM

4714 KONA CIRCLESold · Jun ’26

$285,990

4714 KONA CIRCLE · same community

4 bd · 2 ba · 1,498 sqft · $191/sqft · 32 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 4064 KONA CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4064 KONA CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4064 KONA CIRCLE FAQs

What would the monthly payment be for 4064 KONA CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,801/mo — principal and interest, estimated property taxes, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4064 KONA CIRCLE?+

The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4064 KONA CIRCLE?+

The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 4064 KONA CIRCLE be rented short-term?+

Yes — this home sits inside Somerset, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 4064 KONA CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Spring Hill?+

At $258,070, this home is listed about 25% below the Spring Hill median of $345,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4064 KONA CIRCLE?+

Frank W. Springstead High School (high), Explorer K-8 (elementary) — Hernando County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of DR HORTON REALTY OF WEST CENTRAL FLORIDA · Anne Peterson Eger. MLS #OM726459.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Spring Hill homes, in your inbox

Like 4064 KONA CIRCLE but not quite? A daily digest of every new listing in Spring Hill — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask John to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 21, 2026 at 1:47 PM UTC. The listing information on this page last changed on July 21, 2026 at 1:47 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 21, 2026 at 1:47 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 21, 2026 at 1:47 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.