4599 KONA CIRCLE, SPRING HILL, FL, 34608
Active27 days on marketListed Jun 26, 2026MLS #OM727448
About this home
4599 KONA CIRCLE
Under Construction. The Madison is a thoughtfully designed 3-car garage home with an inviting open-concept layout perfect for all families. As you enter the foyer, you're greeted with two guest bedrooms and a shared guest bathroom. Across the hallway you will find the laundry room, linen closet, and a third guest bedroom complete with an ensuite bathroom. Heading into the kitchen, there is a large kitchen island with quartz countertops, stainless-steel appliances, and a spacious walk-in pantry. The kitchen overlooks the great room and dining area flowing into the outdoor covered lanai. Next to the living room is the primary bedroom with a double vanity, quartz countertops, and two closets. Bedroom four has an ensuite bathroom and is located next to the designated laundry room. The Madison is the epitome of modern living and includes a state-of-the-art smart home system. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,020
Sqft
0.16 ac
Lot size
3
Garage
2026
Year built
One
Levels
$178
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,447 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,777/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.8%
Days on market
27 vs 29 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Somerset, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental · projected
$49,445/yr gross
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$1,948/mo median
Live Spring Hill rental listing data — this home’s rate depends on size, condition and furnishing.
The Spring Hill short-term market
▼ Softening44%
Occupancy
▼ 30% yr/yr
$238
Avg nightly rate
▲ 4% yr/yr
$27K/yr
Revenue per listing
$108
RevPAR
43 days
Booking lead time
5.2 nights
Avg stay
3
Typical min nights
432
Active rentals
▲ 3% supply
Seasonality — monthly occupancy
Peaks at 58% in Mar · bottoms at 34% in Sep
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Spring Hill — the projection above is specific to this home’s size.
Where it sits
Inside Somerset
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Somerset is a short-term-rental community. See the full guide →
SPRING HILL 34608 — neighborhood snapshot
Population
36,565
Median age
42.4
Median income
$62,197
Median home value
$237,400
Avg household
2.54
Households w/ children
4,122
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$320K → $318K
Spring Hill median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% above the SPRING HILL 34608 median. See the full Spring Hill market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 4599 KONA CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4599 KONA CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4599 KONA CIRCLE FAQs
What would the monthly payment be for 4599 KONA CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,447/mo — principal and interest, estimated property taxes, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4599 KONA CIRCLE?+
The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4599 KONA CIRCLE?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 4599 KONA CIRCLE be rented short-term?+
Yes — this home sits inside Somerset, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 4599 KONA CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Spring Hill?+
At $360,070, this home is listed about 4% above the Spring Hill median of $345,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4599 KONA CIRCLE?+
Frank W. Springstead High School (high), Explorer K-8 (elementary) — Hernando County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of DR HORTON REALTY OF WEST CENTRAL FLORIDA · Anne Peterson Eger. MLS #OM727448.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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