John Carpenter
$498,700$521,7003 bd2 ba2,514 sqft$198 /sqft$3,604 /mo all-in ↓

4823 SE 14TH STREET, OCALA, FL, 34471

Active31 days on marketListed Jul 2, 2026MLS #OM727728

Reduced $23KPrivate poolSingle Family ResidenceWINDEMERE GLEN ESTATE

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About this home

4823 SE 14TH STREET

EXCEPTIONAL DISCOUNTED NEW PRICE! Your Home Base for Everything Florida  Move-In Ready 3/2 + Pool Home Furnishings negotiable | No HOA  Location truly sets this home apart. Ideally situated in one of Southeast Ocala's most desirable areas, literally minutes from premier healthcare, hospitals, historic Downtown Ocala, the World Equestrian Center, abundance of golf, shopping, dining, parks, walking trails, beautiful lakes, natural springs, and top-rated public and private schools. It's the perfect combination of convenience, lifestyle, and peaceful living. This split plan home features a versatile, oversized flex room offering endless possibilities as a game room, playroom, home gym, media room, or additional family living space, with direct access to the pool and lanai.  This updated home is tastefully maintained with a fresh, modern feel while situated on an eye-catching mature landscaped spacious corner lot. Private backyard retreat featuring a screen-enclosed, low-maintenance saltwater pool and lanai surrounded by privacy hedges, and wood fencing. Inside, you'll find a bright, open floor plan with vaulted ceilings and generous natural light. The modern, updated kitchen features crisp white cabinetry, black granite countertops, recently updated stainless steel appliances, a gas range, two generous pantries, abundant cabinet storage, and a large island with seating and deep pull-out drawers. The adjoining open space, dining and living areas are highlighted by a custom gas fireplace and modern designed feature wall with accent lighting and additional storage. The spacious primary suite provides a true retreat, featuring pocket doors leading to a spa-inspired bath with an oversized jetted soaking tub, glass-enclosed shower, double vanity, private water closet, and a large walk-in closet complete with custom pull- out shoe storage. Just beyond, a generous walk-through roomy laundry room provides even more storage and convenience. Additional updates include a newer roof, HVAC system, tankless water heater, whole-home water softener, Hardwood floors main living space, Hunter ceiling fans, solid wood interior doors, and custom window treatments, offering comfort, efficiency, and peace of mind for years to come.  Combining tasteful updates, exceptional outdoor living, an unbeatable Southeast Ocala location, and the freedom of No HOA, this move-in-ready home presents an outstanding opportunity to enjoy the very best of Florida living.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,514

Sqft

0.38 ac

Lot size

2

Garage

1990

Year built

One

Levels

$198

Per sqft

Private poolFireplace

Inside

FlooringCarpet · Tile · Hardwood
AppliancesDishwasher · Gas Water Heater · Microwave · Range · Range Hood · Tankless Water Heater
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Other · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationBlock
FacesNortheast
ExteriorIrrigation System · Other · Sidewalk

Community & fees

Taxes (2025)$3,451/yr

Utilities & systems

UtilitiesCable Available · Electricity Available · Phone Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,604 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,936
FHA mortgage insurance (est.)$221
Property tax — 2025 actual bill$288
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,455Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,455
Interest rate6.00%
Loan term

Estimated payment

$3,604/mo

Principal & interest$2,936
FHA mortgage insurance (est.)$221
Property taxes (actual bill)$288
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $499K
$434KedgeAI estimate $479,788 · range $452K$491K$519K

vs edgeAI estimate

+3.9%

$/sqft vs Ocala actives

$198 vs $184

Days on market

31 vs 43 typical

Where $198/sqft sits among the 400 Ocala actives

135
162 · this home
56
15
6
26
$127–170$170–212$212–255$255–298$298–341$341+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 4823 SE 14TH STREET

Get to know Ocala. See the full Ocala guide →

OCALA 34471 — neighborhood snapshot

Population

26,031

Median age

44.2

Median income

$60,283

Median home value

$292,200

Avg household

2.31

Households w/ children

2,491

For the school run

Marion County School District

ElementaryEighth Street Elementary School★★★★
MiddleOsceola Middle School★★★★
HighForest High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

146 of 400

Ocala actives have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 57% above the OCALA 34471 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $498,700 $23K
Jul 2, 2026Listed at $521,700 · 31 days on market since
1990Built · WINDEMERE GLEN ESTATE

Reality check

What actually sold near 4823 SE 14TH STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4727 SE 28TH STREETSold · Apr ’26

$575,000

4727 SE 28TH STREET

4 bd · 3 ba · 2,638 sqft · $218/sqft · 76 DOM

3120 SE 54TH CIRCLESold · Jul ’26

$449,000

3120 SE 54TH CIRCLE

4 bd · 2 ba · 2,355 sqft · $191/sqft · 3 DOM

3214 SE 43RD AVENUESold · Dec ’25

$330,000

3214 SE 43RD AVENUE

4 bd · 2 ba · 2,343 sqft · $141/sqft · 101 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 4823 SE 14TH STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4823 SE 14TH STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4823 SE 14TH STREET FAQs

What would the monthly payment be for 4823 SE 14TH STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,604/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4823 SE 14TH STREET?+

The most recent tax bill on record (2025) was $3,451. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Ocala?+

At $498,700, this home is listed about 67% above the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4823 SE 14TH STREET?+

Eighth Street Elementary School (elementary), Osceola Middle School (middle), Forest High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$498,700 runs 57% above the OCALA 34471 median — but at 2,514 sqft it's also 45% larger than the typical Ocala listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Eighth Street Elementary School, Osceola Middle School, Forest High School — Eighth Street Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $521,700, now $498,700 — a $23K cut. The full history is in the market section below.

Listing courtesy of NEXT GENERATION REALTY OF MARION COUNTY · Laurie Ann Truluck. MLS #OM727728.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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