John Carpenter
Short-Term Rental Eligible
$314,9003 bd3 ba2,039 sqft$154 /sqft$2,604 /mo all-in ↓

7931 SW 74TH LOOP, OCALA, FL, 34481

Active5 days on marketListed Jul 17, 2026MLS #OM728134

Single Family ResidenceLIBERTY VILLAGE PH 2

About this home

7931 SW 74TH LOOP

***Seller open to discussing owner financing (Terms TBD).*** Welcome to your dream home! This stunning 3 bedroom, 3 bathroom plus study residence, in the heart of Liberty Village is nearly new built in 2023. This exclusive 55+ community offers a perfect blend of modern luxury and comfortable living. The spacious living room seamlessly connect to a gourmet kitchen. The kitchen boasts a stylish island, complemented by pristine quartz countertops, creating a perfect focal point for both culinary enthusiasts and entertainers alike. The convenience of a walk-in pantry adds an extra touch of functionality. The primary bedroom is a true retreat, featuring not one but two walk-in closets, providing ample storage space for your wardrobe. The ensuite bathroom is a spa-like oasis, complete with an oversized walk-in shower, dual sinks, and a linen closet. It's the ideal escape after a long day. Adding to the allure of this home, the second bedroom also comes with its own ensuite, offering privacy and convenience for guests or family members. A third bedroom and full third bathroom, as well as a Separate study/Den, providing additional space for friends, family or hobbies. Step outside onto the covered lanai, where you can enjoy the outdoors in comfort and style. Whether it's a quiet morning coffee or an evening get-together with friends, this space is perfect for all occasions. ALSO...Wifi equipped, Ring Doorbell, wifi garage door opener, Fully fenced back yard for privacy and pets. Large community pool, pickle ball court and shuffle board amenities! Location hard to beat! On Top of The World, farmers market, Shalom Park, Stone Creek, and the World Equestrian center are all close by. Publix, restaurants, banking, and endless other conveniences are at your fingertips. Embrace a lifestyle of comfort and sophistication in this beautifully crafted property. Don't miss the opportunity to make this home yours in the vibrant active community of Liberty Village. Schedule your viewing today! ***Seller open to discussing owner financing (terms TBD).***

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,039

Sqft

0.16 ac

Lot size

2

Garage

2023

Year built

One

Levels

$154

Per sqft

55+ communityPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorEating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingHeat Pump

Outside & construction

RoofShingle
ConstructionCement Siding · Wood Frame
FoundationSlab
FacesEast
ExteriorIrrigation System · Sliding Doors

Community & fees

HOA fee$134/mo
Taxes (2026)$3,800/yr
PetsYes
CommunityCommunity Mailbox · Deed Restrictions · Pool

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,604 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,854
FHA mortgage insurance (est.)$139
Property tax — 2026 actual bill$317
HOA fee — from the listing$134
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,022Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,022
Interest rate6.00%
Loan term

Estimated payment

$2,604/mo

Principal & interest$1,854
FHA mortgage insurance (est.)$139
Property taxes (actual bill)$317
HOA / condo fee$134
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $315K
$302KedgeAI estimate $401,449 · range $364K$463K$482K

vs edgeAI estimate

−21.6%

Days on market

5 vs 43 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Liberty Village, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityLiberty Village
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$1,900/mo median

MarketOcala
Annual gross at median$22,800
Gross yield on this price7.2%
Homes for rent right now575

Live Ocala rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Liberty Village

Map of 7931 SW 74TH LOOP inside its neighborhood boundary

Liberty Village is a short-term-rental community. See the full guide →

OCALA 34481 — neighborhood snapshot

Population

25,668

Median age

68.5

Median income

$54,639

Median home value

$213,000

Avg household

1.9

Households w/ children

978

For the school run

Marion County School District

MiddleLiberty Middle School★★★★★
HighWest Port High School★★★★★
ElementaryMarion Oaks Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 35% above the OCALA 34481 median. See the full Ocala market guide →

Paper trail

This home's history

Jul 17, 2026Listed at $314,900 · 5 days on market since
2023Built · LIBERTY VILLAGE PH 2

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 7931 SW 74TH LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7931 SW 74TH LOOP — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

7931 SW 74TH LOOP FAQs

What would the monthly payment be for 7931 SW 74TH LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,604/mo — principal and interest, the actual property-tax bill, the $134/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 7931 SW 74TH LOOP?+

The association fee works out to $134 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 7931 SW 74TH LOOP?+

The most recent tax bill on record (2026) was $3,800. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 7931 SW 74TH LOOP be rented short-term?+

Yes — this home sits inside Liberty Village, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 7931 SW 74TH LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $314,900, this home is listed about 5% above the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 7931 SW 74TH LOOP?+

Liberty Middle School (middle), West Port High School (high), Marion Oaks Elementary School (elementary) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$314,900 runs 35% above the OCALA 34481 median — but at 2,039 sqft it's also 18% larger than the typical Ocala listing.

02Zoned for nightly rentals

Liberty Village is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Fresh on the market

Only 5 days on market in a Ocala market that averages 43 — if it fits, move quickly.

Listing courtesy of REAL BROKER, LLC · Craig Heron. MLS #OM728134.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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