7909 SW 89TH CIRCLE, OCALA, FL, 34481
Active6 days on marketListed Jul 17, 2026MLS #OM728238
About this home
7909 SW 89TH CIRCLE
Why wait to build? This move-in ready home in sought-after Weybourne Landing at On Top of the World is ready for you now — with the upgrades already done, including a granite-finish epoxy garage floor and garage utility sink, plus the refrigerator, washer, and dryer all included (savings a new build can't offer!). The thoughtfully designed split-bedroom floor plan offers privacy and easy flow, with well-appointed bathrooms and a versatile flex room perfect as an office, den, guest space, or third living area. The nicely sized great room opens to a spacious kitchen with an oversized island and dining area, and the screened back patio is ready for relaxed Florida evenings. Here's what a model home can't show you: an established, welcoming neighborhood with mature landscaping, beautiful curb appeal, and friendly neighbors out enjoying the community. This active adult, golf cart community offers lower HOA fees and puts resort-style living at your fingertips — swim, play pickleball, putt a round of mini golf, work out, browse the library, gather at the clubhouse, or visit the dog park, with curbside trash service included. Hop in your golf cart for shopping, dining, banking, and more. Skip the wait and the punch list — just move in and start living!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,469
Sqft
0.13 ac
Lot size
2
Garage
2022
Year built
One
Levels
$170
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,238 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,238/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.4%
$/sqft vs Ocala actives
$170 vs $181
Days on market
6 vs 43 typical
Where $170/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34481 — neighborhood snapshot
Population
25,668
Median age
68.5
Median income
$54,639
Median home value
$213,000
Avg household
1.9
Households w/ children
978
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
154 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 7909 SW 89TH CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$275,000
8798 SW 79TH PLACE · same community
2 bd · 2 ba · 1,469 sqft · $187/sqft · 143 DOM
Sold · Jan ’26$300,000
7834 SW 89TH CIRCLE · same community
2 bd · 2 ba · 1,469 sqft · $204/sqft · 128 DOM
Sold · Jun ’26$280,000
7260 SW 89TH AVENUE · same community
2 bd · 2 ba · 1,467 sqft · $191/sqft · 32 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 7909 SW 89TH CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7909 SW 89TH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7909 SW 89TH CIRCLE FAQs
What would the monthly payment be for 7909 SW 89TH CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,238/mo — principal and interest, the actual property-tax bill, the $226/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7909 SW 89TH CIRCLE?+
The association fee works out to $226 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7909 SW 89TH CIRCLE?+
The most recent tax bill on record (2025) was $3,239. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7909 SW 89TH CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $249,900, this home is listed about 16% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7909 SW 89TH CIRCLE?+
Liberty Middle School (middle), West Port High School (high), Marion Oaks Elementary School (elementary) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of NEXT GENERATION REALTY OF MARION COUNTY · Laurie Ann Truluck. MLS #OM728238.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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