9068 131ST LOOP, LIVE OAK, FL, 32060
Active7 days on marketListed Jul 12, 2026MLS #OM728328
About this home
9068 131ST LOOP
Welcome to your private 2-acre homestead in Live Oak. This property has the best of both worlds. Country living feel yet minutes from town. It is fully fenced and cross-fenced with an electric double gate for security and peace of mind. This property blends comfortable living with serious functionality, making it ideal for buyers who want space, self-sufficiency, and room to entertain. Let's not forget, the animal lovers will adore the options for their furry and feather family members. The home features a durable metal roof, reverse osmosis water filtration, and a whole-home soft water system — upgrades that save money and add long-term value. Unwind in the jacuzzi tub, host guests in the private guest suite, and enjoy the integrated sound system indoors and out. The kitchen area is equipped with a refrigerator and washer/dryer hookups for easy move-in. Outside, the lifestyle amenities keep going: a 30'x40' above-ground pool with belt-treated decking, a covered entertainment lanai, a fenced and shaded chicken coop, a boxed garden, and a dedicated pet run/play area. A 3-car garage plus attached carport offers ample storage, and the property includes a full RV/camper carport with RV hookup — perfect for hosting guests or storing recreational vehicles. Recent updates add confidence for buyers: new well pressure switch, tank, and gauge (Jan 2026) and a freshly pumped septic tank (Feb 2026). Abundant parking completes this rare combination of privacy, functionality, and comfort — all just minutes from town.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,990
Sqft
2 ac
Lot size
1977
Year built
One
Levels
$206
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,993 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,993/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Live Oak actives
$206 vs $160
Days on market
7 vs 47 typical
Where $206/sqft sits among the 20 Live Oak actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Live Oak
Get to know Live Oak. See the full Live Oak guide →
LIVE OAK 32060 — neighborhood snapshot
Population
22,085
Median age
44.4
Median income
$56,702
Median home value
$158,200
Avg household
2.71
Households w/ children
2,337
The numbers that matter
The Live Oak market
$229K → $370K
Live Oak median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
7 of 20
Live Oak actives have cut their price
Median sold price, Live Oak, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 64% above the LIVE OAK 32060 median. See the full Live Oak market guide →
Paper trail
This home's history
Reality check
What actually sold near 9068 131ST LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$95,000
5889 NE 2nd Street, Okeechobee FL 34974 · same community
2 bd · 2 ba · 1,344 sqft · $71/sqft · 6 DOM
Sold · May ’26$219,000
1805 COTTAGE AVENUE SW
3 bd · 2 ba · 1,644 sqft · $133/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 9068 131ST LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9068 131ST LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9068 131ST LOOP FAQs
What would the monthly payment be for 9068 131ST LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,993/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9068 131ST LOOP?+
The most recent tax bill on record (2025) was $2,854. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Live Oak?+
At $409,995, this home is listed about 39% above the Live Oak median of $295,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$409,995 runs 64% above the LIVE OAK 32060 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 7 days on market in a Live Oak market that averages 47 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of NORTHSTAR FIRST PROPERTIES LLC · Julie Davis. MLS #OM728328.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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