1870 SW OBEE RIDGE ROAD, DUNNELLON, FL, 34431
Active10 days on marketListed Jul 23, 2026MLS #OM729068
About this home
1870 SW OBEE RIDGE ROAD
Virtually Staged. Under Construction. Not all new construction is created equal—this one is packed with premium upgrades, standout style and INCLUDES A 210 - 10 YEAR WARRANTY! See the difference for yourself as you step into this PREMIUM UPGRADED MODEL, beautifully set on a .99 acre lot. Built with CONCRETE BLOCK construction and featuring vaulted ceilings, this home offers both long-lasting durability and elevated style. The open, split floor plan flows effortlessly with LVP flooring throughout (no carpet here), giving the home a clean, modern finish. The kitchen and bathrooms are equipped with granite countertops, white shaker-style soft-close cabinets, and STAINLESS-STEEL appliances. The primary suite includes a large walk-in closet and a beautifully tiled shower with a GLASS enclosure—no fiberglass or acrylic inserts here. The second bathroom offers a PORCELAIN TUB surrounded by DESIGNER TILE, creating a polished, upscale feel in every detail. With NO HOA and no deed restrictions, you’ll enjoy the freedom to truly make this property your own. Located just 15 minutes from downtown Dunnellon and 10 minutes from Rainbow Springs State Park, you’re close to kayaking, swimming, diving, and fishing. The nearby Rainbow Lakes Community Center features tennis courts, racquetball, basketball, a baseball field, and a playground. Tiger Lake with a public boat ramp is also just minutes away. This home blends premium upgrades, spacious land, and a prime location—making it a rare and exciting opportunity. Call today for more information and take the first step towards making this house your home!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,394
Sqft
0.99 ac
Lot size
2
Garage
2026
Year built
One
Levels
$197
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,923 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,923/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.5%
$/sqft vs RAINBOW LAKES ESTATE
$197 vs $185
Days on market
10 vs 43 typical
Where $197/sqft sits among the 74 homes for sale in RAINBOW LAKES ESTATE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34431 — neighborhood snapshot
Population
8,663
Median age
55.4
Median income
$51,542
Median home value
$185,200
Avg household
2.2
Households w/ children
570
The numbers that matter
The Dunnellon market
$265K → $270K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
26 of 74
RAINBOW LAKES ESTATE have cut their price
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 624% above the DUNNELLON 34431 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 1870 SW OBEE RIDGE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$230,000
10710 SE 134TH TERRACE · same community
3 bd · 2 ba · 1,394 sqft · $165/sqft · 253 DOM
Sold · Dec ’25$285,000
681 SW FIG TREE LANE · same community
3 bd · 2 ba · 1,394 sqft · $204/sqft · 40 DOM
Sold · Dec ’25$269,700
1060 SW SANDS POINT AVENUE · same community
3 bd · 2 ba · 1,407 sqft · $192/sqft · 48 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 1870 SW OBEE RIDGE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1870 SW OBEE RIDGE ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1870 SW OBEE RIDGE ROAD FAQs
What would the monthly payment be for 1870 SW OBEE RIDGE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,923/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1870 SW OBEE RIDGE ROAD?+
The most recent tax bill on record (2025) was $273. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dunnellon?+
At $275,000, this home is listed about 8% below the Dunnellon median of $299,900. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of MAIN STREET REALTY & DEVELOP · Tiffani Loughlin. MLS #OM729068.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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