4517 SE 31ST PLACE, OCALA, FL, 34480
Active2 days on marketListed Jul 31, 2026MLS #OM729512
About this home
4517 SE 31ST PLACE
Welcome home to a property full of opportunity! Situated on a spacious 0.33-acre lot, this 6-bedroom, 4.5-bathroom home offers the space and layout to create something truly your own. Some updates have already been completed, allowing you to move forward without starting from scratch while still giving you the opportunity to add your own style and finishing touches. One of the standout features of this property is the added privacy. With no rear neighbors—and none ever planned—you can enjoy the peaceful backyard setting for years to come. Whether you're relaxing outside, entertaining friends and family, or simply enjoying your morning coffee, you'll appreciate the extra sense of space and seclusion. The generous floor plan offers flexibility for a growing family, multigenerational living, or anyone looking for room to spread out. Priced to sell, this home is an excellent opportunity for someone who wants to build equity while creating a space that truly reflects their vision. If you've been looking for a home with great potential, a private setting, and plenty of room to make it your own, this is one you won't want to miss. Schedule your private showing today!
Facts & features
The home at a glance
6
Bedrooms
4.5
Bathrooms
3,911
Sqft
0.33 ac
Lot size
3
Garage
2006
Year built
Two
Levels
$110
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,490 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,490/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Ocala actives
$110 vs $184
Days on market
2 vs 43 typical
Where $110/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34480 — neighborhood snapshot
Population
23,749
Median age
36.6
Median income
$75,334
Median home value
$248,400
Avg household
2.67
Households w/ children
3,190
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
149 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 48% above the OCALA 34480 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 4517 SE 31ST PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$480,000
4535 SE 32ND PLACE · same community
6 bd · 4.5 ba · 3,911 sqft · $123/sqft · 54 DOM
Sold · Nov ’25$348,000
4545 SE 30TH STREET · same community
4 bd · 3.5 ba · 3,010 sqft · $116/sqft · 168 DOM
Sold · Oct ’25$475,000
3261 SE 41ST PLACE
5 bd · 3.5 ba · 3,349 sqft · $142/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 4517 SE 31ST PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4517 SE 31ST PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4517 SE 31ST PLACE FAQs
What would the monthly payment be for 4517 SE 31ST PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,490/mo — principal and interest, the actual property-tax bill, the $77/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4517 SE 31ST PLACE?+
The association fee works out to $77 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4517 SE 31ST PLACE?+
The most recent tax bill on record (2025) was $6,388. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4517 SE 31ST PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $429,900, this home is listed about 44% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4517 SE 31ST PLACE?+
Belleview Middle School (middle), Marion Oaks Elementary School (elementary), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA ADVANTAGE REALTY GROUP · Cassidy Vaughn. MLS #OM729512.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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