John Carpenter
$250,000$289,9002 bd2 ba1,615 sqft$155 /sqft$1,944 /mo all-in ↓

4201 WESTMINSTER ROAD, SEBRING, FL, 33875

Active127 days on marketListed Mar 20, 2026MLS #P4938162

Reduced $40KSingle Family ResidenceLAKE HAVEN ESTATES

About this home

4201 WESTMINSTER ROAD

Welcome to this well-maintained 2-bedroom, 2-bath home in the desirable Lake Haven Estates community in Sebring! Offering a spacious and functional floor plan, this home is perfect for comfortable everyday living or seasonal enjoyment. The bright and inviting living room is filled with natural light and flows seamlessly into the dining area, creating an ideal space for entertaining. The generously sized primary bedroom features a private en-suite bath, while the second bedroom offers plenty of space for guests, a home office, or hobbies. A full additional bath adds convenience for family and visitors alike. Enjoy the added benefit of an attached garage with a dedicated laundry area for everyday ease. Step into the spacious sunroom, perfect for relaxing morning coffee or evening unwinding, which leads out to a fully fenced backyard. The outdoor space includes an above-ground pool for cooling off on warm Florida days and a shed for extra storage. This home combines comfort, functionality, and outdoor enjoyment in a great Sebring location, don’t miss your opportunity to make it yours! Solar panels are transferable.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,615

Sqft

0.25 ac

Lot size

2

Garage

1985

Year built

One

Levels

$155

Per sqft

Inside

FlooringTile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s)
LaundryNone
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionStucco
FoundationBlock
FacesEast
ExteriorIrrigation System

Community & fees

Taxes (2025)$2,425/yr

Utilities & systems

UtilitiesOther
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,944 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,472
FHA mortgage insurance (est.)$111
Property tax — 2025 actual bill$202
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,750Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,750
Interest rate6.00%
Loan term

Estimated payment

$1,944/mo

Principal & interest$1,472
FHA mortgage insurance (est.)$111
Property taxes (actual bill)$202
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Sebring actives

$155 vs $188

Days on market

127 vs 60 typical

Where $155/sqft sits among the 204 Sebring actives

37
41 · this home
47
47
13
19
$125–150$150–175$175–199$199–224$224–249$249+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sebring

Map of 4201 WESTMINSTER ROAD

Get to know Sebring. See the full Sebring guide →

SEBRING 33875 — neighborhood snapshot

Population

11,429

Median age

49.3

Median income

$76,990

Median home value

$216,500

Avg household

2.36

Households w/ children

1,066

For the school run

Highlands County School District

ElementaryCracker Trail Elementary School★★★★★
HighSebring High School★★★★★
MiddleSebring Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sebring market

Seller’s marketLeans buyer7.8 months of inventoryBuyer’s market

$270K$293K

Sebring median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

88 of 204

Sebring actives have cut their price

Median sold price, Sebring, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 900% above the SEBRING 33875 median. See the full Sebring market guide →

Paper trail

This home's history

CurrentPrice reduced to $250,000 $40K
Mar 20, 2026Listed at $289,900 · 127 days on market since
1985Built · LAKE HAVEN ESTATES

Reality check

What actually sold near 4201 WESTMINSTER ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5001 LAKEWOOD ROADSold · Mar ’26

$325,000

5001 LAKEWOOD ROAD

3 bd · 2 ba · 1,598 sqft · $203/sqft · 38 DOM

4236 LAKEWOOD ROADSold · Sep ’25

$305,000

4236 LAKEWOOD ROAD

3 bd · 2 ba · 1,634 sqft · $187/sqft · 55 DOM

3252 GOLFVIEW ROADSold · Jan ’26

$152,000

3252 GOLFVIEW ROAD

3 bd · 3 ba · 1,572 sqft · $97/sqft · 140 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 4201 WESTMINSTER ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4201 WESTMINSTER ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4201 WESTMINSTER ROAD FAQs

What would the monthly payment be for 4201 WESTMINSTER ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,944/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4201 WESTMINSTER ROAD?+

The most recent tax bill on record (2025) was $2,425. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Sebring?+

At $250,000, this home is listed about 11% below the Sebring median of $279,990. The market section on this page shows how the area is trending.

Which schools are assigned to 4201 WESTMINSTER ROAD?+

Cracker Trail Elementary School (elementary), Sebring High School (high), Sebring Middle School (middle) — Highlands County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$250,000 runs 900% above the SEBRING 33875 median.

02Time on market is leverage

127 days on market against a Sebring median of 60 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $289,900, now $250,000 — a $40K cut. The full history is in the market section below.

Listing courtesy of LPT REALTY, LLC · Tania Bobe. MLS #P4938162.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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