28800 TAMMI DRIVE, TAVARES, FL, 32778
Active1 days on marketListed Aug 17, 2026MLS #R4911815
About this home
28800 TAMMI DRIVE
Private, peaceful, and on the water! Set along a peaceful canal, experience a rare opportunity to enjoy canal-front living access to the Harris Chain of Lakes. Surrounded by a tranquil setting, this property is perfect for those who appreciate privacy, nature, boating, fishing, and simply relaxing by the water. Launch from your own waterfront and explore one of Central Florida's premier lake systems. Your choice of relaxation or outdoor adventure is right in your backyard. Whether you are looking for a full-time residence or a peaceful getaway, this property offers privacy, nature, and the best of Florida waterfront living.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,899
Sqft
0.33 ac
Lot size
2
Garage
1978
Year built
One
Levels
$203
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,801 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,801/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.5%
$/sqft vs Tavares actives
$203 vs $192
Days on market
1 vs 49 typical
Where $203/sqft sits among the 246 Tavares actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tavares
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tavares. See the full Tavares guide →
TAVARES 32778 — neighborhood snapshot
Population
25,099
Median age
53.8
Median income
$61,815
Median home value
$241,500
Avg household
2.16
Households w/ children
2,209
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tavares market
$318K → $313K
Tavares median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
114 of 246
Tavares actives have cut their price
Median sold price, Tavares, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% above the TAVARES 32778 median. See the full Tavares market guide →
Paper trail
This home's history
Reality check
What actually sold near 28800 TAMMI DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$595,900
28646 TAMMI DRIVE · same community
3 bd · 2 ba · 2,001 sqft · $298/sqft · 13 DOM
Sold · Aug ’25$565,000
28432 TAMMI DRIVE · same community
4 bd · 2 ba · 2,240 sqft · $252/sqft · 40 DOM
Sold · Jun ’26$515,000
16730 BEAUCLAIRE COURT
3 bd · 2 ba · 1,894 sqft · $272/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 28800 TAMMI DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 28800 TAMMI DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
28800 TAMMI DRIVE FAQs
What would the monthly payment be for 28800 TAMMI DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,801/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 28800 TAMMI DRIVE?+
The most recent tax bill on record (2025) was $2,453. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 28800 TAMMI DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tavares?+
At $385,000, this home is listed about 17% above the Tavares median of $329,245. The market section on this page shows how the area is trending.
Which schools are assigned to 28800 TAMMI DRIVE?+
Tavares High School (high), Tavares Elementary School (elementary), Tavares Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$385,000 runs 19% above the TAVARES 32778 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 1 day on market in a Tavares market that averages 49 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of MORRIS EDWARD OSBORN · David Osborn. MLS #R4911815.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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