397 CITRINE LOOP, KISSIMMEE, FL, 34758
Active126 days on marketListed Mar 20, 2026MLS #S5146123
About this home
397 CITRINE LOOP
Motivated seller! Please submit all offers on an AS-IS contract with proof of funds or pre-approval letter. Spacious four-bedroom plan that offers plenty of room. An extensive main living area connects the open kitchen, casual dining room & gathering room. Just off the leads outside to the patio thru the sliding glass doors. In the upgraded kitchen the oversized walk-in pantry is conveniently located next to the owner’s entrance for easy unloading and a powder room and coat closet is found adjacent to the foyer. Upstairs, a deluxe owner’s retreat includes a well-equipped bath and large walk-in closet. The three secondary bedrooms share a bathroom with dual sinks and vanities plus interior door for added privacy. Structural options added at 397 Citrine Loop include: covered lanai, extended cabinets, appliance package, design signature collection, blinds.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,168
Sqft
0.21 ac
Lot size
2
Garage
2021
Year built
Two
Levels
$170
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,957 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,957/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.9%
$/sqft vs STEPPING STONE POD A PH 1
$170 vs $177
Days on market
126 vs 45 typical
Where $170/sqft sits among the 6 homes for sale in STEPPING STONE POD A PH 1
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Kissimmee
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Kissimmee. See the full Kissimmee guide →
KISSIMMEE 34758 — neighborhood snapshot
Population
46,521
Median age
34.6
Median income
$67,128
Median home value
$280,000
Avg household
3.63
Households w/ children
5,941
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$369K → $358K
Kissimmee median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
1 of 6
STEPPING STONE POD A PH 1 have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 36% above the KISSIMMEE 34758 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 397 CITRINE LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$419,000
549 GENOA DRIVE
3 bd · 2 ba · 2,167 sqft · $193/sqft · 0 DOM
Sold · Jun ’26$340,000
412 SORRENTO RD
3 bd · 2.5 ba · 2,141 sqft · $159/sqft · 0 DOM
Sold · Jan ’26$369,900
684 VOLTERRA BLVD
3 bd · 2 ba · 2,141 sqft · $173/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 397 CITRINE LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 397 CITRINE LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
397 CITRINE LOOP FAQs
What would the monthly payment be for 397 CITRINE LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,957/mo — principal and interest, the actual property-tax bill, the $79/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 397 CITRINE LOOP?+
The association fee works out to $79 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 397 CITRINE LOOP?+
The most recent tax bill on record (2025) was $4,662. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 397 CITRINE LOOP?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $368,000, this home is listed about 3% below the Kissimmee median of $379,850. The market section on this page shows how the area is trending.
Which schools are assigned to 397 CITRINE LOOP?+
Sunrise Elementary School (elementary), Horizon Middle School (middle), Poinciana High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$368,000 runs 36% above the KISSIMMEE 34758 median — but at 2,168 sqft it's also 19% larger than the typical Kissimmee listing.
02Time on market is leverage
126 days on market against a Kissimmee median of 45 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $389,000, now $368,000 — a $21K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LA ROSA REALTY KISSIMMEE · Erik Franco. MLS #S5146123.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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