John Carpenter
$525,000$550,0003 bd3 ba1,659 sqft$316 /sqft$4,000 /mo all-in ↓

1801 EASTERN AVENUE, ST CLOUD, FL, 34769

Active33 days on marketListed Jun 18, 2026MLS #S5152145

Reduced $25KSingle Family ResidenceS L & I C

About this home

1801 EASTERN AVENUE

Situated on 2.42 acres, this versatile 3-bedroom, 3-bathroom property offers a rare combination of space, flexibility, and income-producing potential while still being conveniently located near shopping, dining, schools, the Saint Cloud Lakefront, and major roadways. The home features a brand-new roof and new flooring throughout, giving the home a fresh, updated feel. The main residence features 2 bedrooms and 2 bathrooms with an open and inviting layout designed for comfortable everyday living. Updated wood-look tile flooring flows throughout the home, while large windows fill the living and dining areas with natural light. The kitchen has been updated with modern cabinetry, countertops, and stainless steel appliances, creating a functional and attractive space for cooking and gathering. Adding exceptional versatility to the property is a full attached in-law suite with its own private entrance. This separate living space includes 1 bedroom, 1 bathroom, a living room, and its own full kitchen, making it ideal for multi-generational living, extended family, guests, a private home office setup, or potential rental income. Outside, the expansive 2.42-acre property provides plenty of room to enjoy the outdoors. Mature trees create a peaceful setting with space for gardening, recreation, animals, equipment storage, or future improvements. The wide-open grounds offer privacy and flexibility that are increasingly difficult to find while still maintaining convenient access to everyday amenities. Whether you're looking for a home that accommodates extended family, provides supplemental income opportunities, or simply offers room to spread out and enjoy, this unique property delivers the space and versatility to fit a variety of lifestyles.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

1,659

Sqft

2.42 ac

Lot size

1966

Year built

One

Levels

$316

Per sqft

Inside

FlooringTile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Living Room/Dining Room Combo
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Concrete
FoundationSlab
FacesWest
ExteriorLighting · Rain Gutters

Community & fees

Taxes (2025)$6,211/yr

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,000 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,091
FHA mortgage insurance (est.)$232
Property tax — 2025 actual bill$518
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,375Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,375
Interest rate6.00%
Loan term

Estimated payment

$4,000/mo

Principal & interest$3,091
FHA mortgage insurance (est.)$232
Property taxes (actual bill)$518
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs S L & I C

$316 vs $326

Days on market

33 vs 33 typical

Where $316/sqft sits among the 38 homes for sale in S L & I C

6
10 · this home
10
4
3
5
$216–268$268–319$319–371$371–422$422–474$474+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Cloud

Map of 1801 EASTERN AVENUE

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34769 — neighborhood snapshot

Population

29,247

Median age

36

Median income

$58,764

Median home value

$271,800

Avg household

2.93

Households w/ children

3,039

For the school run

Osceola County School District

ElementaryLakeview Elementary School★★★★★
HighSt. Cloud High School★★★★★
MiddleSt. Cloud Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$414K$400K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

17 of 38

S L & I C have cut their price

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 91% above the ST CLOUD 34769 median. See the full St Cloud market guide →

Paper trail

This home's history

CurrentPrice reduced to $525,000 $25K
Jun 18, 2026Listed at $550,000 · 33 days on market since
1966Built · S L & I C

Reality check

What actually sold near 1801 EASTERN AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3280 HICKORY TREE ROADSold · Mar ’26

$645,000

3280 HICKORY TREE ROAD · same community

3 bd · 2 ba · 1,636 sqft · $394/sqft · 4 DOM

3975 RAMBLER AVENUESold · Jul ’25

$399,900

3975 RAMBLER AVENUE · same community

3 bd · 2 ba · 1,771 sqft · $226/sqft · 25 DOM

3961 RAMBLER AVENUESold · Jan ’26

$275,000

3961 RAMBLER AVENUE · same community

3 bd · 2 ba · 1,782 sqft · $154/sqft · 12 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 1801 EASTERN AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1801 EASTERN AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1801 EASTERN AVENUE FAQs

What would the monthly payment be for 1801 EASTERN AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,000/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1801 EASTERN AVENUE?+

The most recent tax bill on record (2025) was $6,211. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in St Cloud?+

At $525,000, this home is listed about 24% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1801 EASTERN AVENUE?+

Lakeview Elementary School (elementary), St. Cloud High School (high), St. Cloud Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of EXP REALTY LLC · Steve Pugh. MLS #S5152145.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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