
4105 RECTOR ROAD, COCOA, FL, 32926
Active14 days on marketListed Jul 6, 2026MLS #S5153089
About this home
4105 RECTOR ROAD
Welcome to your own private retreat, where luxury, comfort, and thoughtful design come together on 1.01 beautifully landscaped acres. Fully fenced and cross-fenced, the property is framed by soaring palm trees and accessed through a private gated entrance with an extended driveway creating an impressive arrival. This meticulously renovated 3-bedroom, 2-bath residence offers more than 1,824 square feet of beautifully appointed living space. The inviting screened front porch features elegant stone flooring, a cedar plank ceiling, and two oversized industrial fans, creating the perfect place to relax year-round. An enclosed storage room sits just beyond the porch. Once inside, the welcoming foyer showcases natural stone flooring, cedar plank accent walls, a linen closet, and a full stand-alone freezer. The open-concept living area unfolds with luxury vinyl plank flooring and expansive gathering spaces designed for entertaining. At the heart of the home is a chef's kitchen featuring a center island with breakfast bar, prep sink, and dishwasher, complemented by black stone countertops, crisp white cabinetry, a spacious pantry, and a cleverly concealed spice closet. The commercial-style refrigerator is a dream for culinary enthusiasts, while the seamless flow into the oversized living and dining areas makes hosting effortless. The private owner's suite is a true sanctuary. The spa-inspired ensuite bath features ceramic tile flooring, dual vanities, a timeless clawfoot soaking tub, a separate walk-in shower, and an extraordinary walk-in closet rivaling the size of a bedroom. On the opposite side of the home, the inviting family room centers around a floor-to-ceiling stone wood-burning fireplace accented by cedar plank feature walls. The second bedroom offers tile flooring, a spacious walk-in closet, and its own private exterior entrance, making it ideal for guests, multigenerational living, or a home office. The third bedroom includes its own wall-mounted air conditioner. A beautifully updated guest bath features tile flooring and a walk-in shower, while the interior laundry room includes washer and dryer hookups and access to the screened rear lanai. Outside, the screened patio overlooks an expansive backyard with a walking path leading to the fully equipped 12' x 20' outbuilding, a perfect she-shed, man cave, home office, studio, fitness room, or just additional storage. Automotive enthusiasts will appreciate the impressive 20' x 30' detached garage with epoxy floors, electricity, and ample lighting. Since 2021, the current owner has completed extensive improvements, including new flooring, drywall, interior paint, beautifully renovated bathrooms, screened front and rear porches, and numerous additional upgrades. Despite its peaceful setting, convenience is never compromised. Ideally located just 2 miles from I-95, 2.5 miles from FL-528, 7 miles from Courtney Parkway, and 13.5 miles from Jetty Park, you'll enjoy easy access to Central Florida attractions, the Space Coast, Orlando, and Florida's beautiful beaches. This is more than a home—it's a private estate offering refined country living with modern conveniences and exceptional upgrades. While they're sad to see it go, the owners are ready to sell, so schedule your private tour today and discover your new home.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,824
Sqft
1.01 ac
Lot size
1
Garage
1966
Year built
One
Levels
$277
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,701 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,701/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.3%
$/sqft vs N/A
$277 vs $282
Days on market
14 vs 18 typical
Where $277/sqft sits among the 399 homes for sale in N/A
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cocoa
Get to know Cocoa. See the full Cocoa guide →
COCOA 32926 — neighborhood snapshot
Population
21,576
Median age
52.2
Median income
$65,092
Median home value
$251,400
Avg household
2.29
Households w/ children
1,383
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cocoa market
$321K → $329K
Cocoa median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
174 of 399
N/A have cut their price
Median sold price, Cocoa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 156% above the COCOA 32926 median. See the full Cocoa market guide →
Paper trail
This home's history
Reality check
What actually sold near 4105 RECTOR ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$482,000
18132 TUCKAWAY LANE · same community
2 bd · 2 ba · 1,802 sqft · $267/sqft · 24 DOM
Sold · Dec ’25$485,000
29655 SE 152ND (RAVENSWOOD) PLACE · same community
3 bd · 2 ba · 1,800 sqft · $269/sqft · 10 DOM
Sold · Dec ’25$395,000
20308 NW COUNTY ROAD 2054 · same community
3 bd · 2 ba · 1,862 sqft · $212/sqft · 84 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 4105 RECTOR ROAD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4105 RECTOR ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4105 RECTOR ROAD FAQs
What would the monthly payment be for 4105 RECTOR ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,701/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4105 RECTOR ROAD?+
The most recent tax bill on record (2025) was $4,134. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4105 RECTOR ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Cocoa?+
At $505,000, this home is listed about 63% above the Cocoa median of $309,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4105 RECTOR ROAD?+
Cocoa High School (high), Fairglen Elementary School (elementary) — Brevard County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of AVANTI WAY REALTY LLC · Kristin Bearce. MLS #S5153089.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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