John Carpenter
$430,0004 bd2 ba1,890 sqft$228 /sqft$2,941 /mo all-in ↓

3760 KAISER AVENUE, ST CLOUD, FL, 34772

Active17 days on marketListed Jul 6, 2026MLS #S5153157

Manufactured HomeST CLOUD MANOR ESTATES UNIT 3

About this home

3760 KAISER AVENUE

***PROFESSIONAL PHOTOS COMING SOON*** Welcome to your own slice of country paradise! Situated on **2.42 acres** with **no HOA**, this spacious **4-bedroom, 2-bath manufactured home** offers the perfect blend of privacy, functionality, and opportunity. Inside, you'll find approximately **1,890 square feet** of living space featuring a split-bedroom floor plan, a spacious living area, an eat-in kitchen, and a versatile bonus room ideal for a home office, playroom, or hobby space. The home has been thoughtfully updated over the years, including a newer roof, updated A/C, water softener, propane range, and well system improvements. Step outside and enjoy the freedom of country living with plenty of room for your boats, RVs, trailers, animals, gardens, or future workshop. The property also includes multiple storage buildings, providing ample space for equipment and outdoor projects. **Great news for buyers:** A **brand-new drain field installed 07/2026**, providing added value and peace of mind. Conveniently located just minutes from shopping, schools, major highways, and Lake Nona while still offering the tranquility of rural living, this property provides endless possibilities. Whether you're looking for a primary residence, a homestead, or land to build your future dream home, this property is ready to make your vision a reality. Don't miss this rare opportunity to own acreage in the desirable St. Cloud area—schedule your private showing today!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,890

Sqft

2.42 ac

Lot size

2000

Year built

One

Levels

$228

Per sqft

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDishwasher · Dryer · Electric Water Heater · Range · Refrigerator · Washer · Water Filtration System
InteriorKitchen/Family Room Combo · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionMetal Frame
FoundationPillar/Post/Pier
FacesEast
ExteriorAwning(s) · Private Entrance · Storage

Community & fees

Taxes (2025)$713/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Water Available
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,941 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,531
FHA mortgage insurance (est.)$190
Property tax — 2025 actual bill$59
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,050Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,050
Interest rate6.00%
Loan term

Estimated payment

$2,941/mo

Principal & interest$2,531
FHA mortgage insurance (est.)$190
Property taxes (actual bill)$59
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside St. Cloud Manor Estates

Map of 3760 KAISER AVENUE inside its neighborhood boundary

Drive times from this address

Universal Orlando40 min
Walt Disney World41 min
Orlando Int’l Airport (MCO)41 min
Downtown Orlando41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Cloud. See the full St Cloud guide →

St. Cloud Manor Estates — neighborhood snapshot

Population

1,083

Median age

36

Median income

$80,575

Median home value

$311,300

Avg household

3

Households w/ children

122

For the school run

Osceola County School District

ElementaryHickory Tree Elementary School★★★★★
MiddleSt. Cloud Middle School★★★★★
HighHarmony High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$414K$400K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 16% above the ST CLOUD 34772 median. See the full St Cloud market guide →

Paper trail

This home's history

Jul 6, 2026Listed at $430,000 · 17 days on market since
2000Built · ST CLOUD MANOR ESTATES UNIT 3

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 3760 KAISER AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3760 KAISER AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3760 KAISER AVENUE FAQs

What would the monthly payment be for 3760 KAISER AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,941/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3760 KAISER AVENUE?+

The most recent tax bill on record (2025) was $713. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3760 KAISER AVENUE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Cloud?+

At $430,000, this home is listed about 1% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3760 KAISER AVENUE?+

Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of FIERCE REALTY · Vanessa Augustu. MLS #S5153157.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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