John Carpenter
$425,000$450,000$2,974 /mo all-in ↓

703 E LUMSDEN ROAD, BRANDON, FL, 33511

Active538 days on marketListed Jan 28, 2025MLS #TB8341853

Reduced $25KUNPLATTED

About this home

703 E LUMSDEN ROAD

Excellent opportunity for a highly visible 0.90± acres on E Lumsden Road, which has 52,000 average annual daily traffic volume and is in the heart of Brandon’s medical district. This site has road frontage on 2 sides, totaling 400 feet, allowing for multiple access points. This property offers a unique opportunity to develop a strategic location with flexible use options in a rapidly expanding market. The current zoning is RSC-2 with a future land use of RES-4, allowing for a variety of development options including neighborhood commercial, office, multi-purpose, or mixed-use projects. This is an extremely convenient location, catching commuting traffic heading in to Tampa, just 4± miles from the Selmon Expressway and 4± from the I-75 on ramp.

Facts & features

The home at a glance

0.9 ac

Lot size

Inside

Outside & construction

FacesNorth

Community & fees

Taxes (2024)$1,488/yr

Utilities & systems

UtilitiesElectricity Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,974 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,502
FHA mortgage insurance (est.)$188
Property tax — 2024 actual bill$124
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,875Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,875
Interest rate6.00%
Loan term

Estimated payment

$2,974/mo

Principal & interest$2,502
FHA mortgage insurance (est.)$188
Property taxes (actual bill)$124
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Brandon

Map of 703 E LUMSDEN ROAD

Drive times from this address

Downtown Tampa21 min
Tampa Int’l Airport (TPA)37 min

Get to know Brandon. See the full Brandon guide →

BRANDON 33511 — neighborhood snapshot

Population

60,399

Median age

38

Median income

$77,383

Median home value

$324,900

Avg household

2.63

Households w/ children

7,399

For the school run

Hillsborough County School District

HighBrandon High School★★★★
ElementaryYates Elementary School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Brandon market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$375K$387K

Brandon median sold, yr/yr

98.2%

Sale-to-list ratio (12 mo)

Median sold price, Brandon, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 21% above the BRANDON 33511 median. See the full Brandon market guide →

Paper trail

This home's history

CurrentPrice reduced to $425,000 $25K
Jan 28, 2025Listed at $450,000 · 538 days on market since

Reality check

What actually sold near 703 E LUMSDEN ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11332 SYLVAN GREEN LANESold · Dec ’25

$410,000

11332 SYLVAN GREEN LANE · same community

1 bd · 1 ba · 483 sqft · $849/sqft · 23 DOM

4105 ROBINSON ROADSold · Mar ’26

$220,000

4105 ROBINSON ROAD · same community

2 bd · 1 ba · 768 sqft · $286/sqft · 0 DOM

1306 CASON STREETSold · Mar ’26

$200,000

1306 CASON STREET · same community

2 bd · 1 ba · 860 sqft · $233/sqft · 7 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 703 E LUMSDEN ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 703 E LUMSDEN ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

703 E LUMSDEN ROAD FAQs

What would the monthly payment be for 703 E LUMSDEN ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,974/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 703 E LUMSDEN ROAD?+

The most recent tax bill on record (2024) was $1,488. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Brandon?+

At $425,000, this home is listed about 15% above the Brandon median of $369,900. The market section on this page shows how the area is trending.

Which schools are assigned to 703 E LUMSDEN ROAD?+

Brandon High School (high), Yates Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$425,000 runs 21% above the BRANDON 33511 median.

02Time on market is leverage

538 days on market against a Brandon median of 23 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $450,000, now $425,000 — a $25K cut. The full history is in the market section below.

Listing courtesy of FISCHBACH LAND COMPANY LLC · Blaise Lelaulu. MLS #TB8341853.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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