SW 75TH ST, CEDAR KEY, FL, 32625
Active336 days on marketListed Aug 18, 2025MLS #TB8418344
About this home
SW 75TH ST
Discover your slice of Old Florida charm! This 4.35-acre parcel in the quiet Cedar Key Heights Sec. A subdivision offers the perfect balance of privacy, natural beauty, and convenience. Located just minutes from downtown Cedar Key, this property is an ideal spot to build your dream home, vacation retreat, or investment property. ? Property Highlights: Size: 4.35 acres – room to spread out, with plenty of design flexibility Elevation: High and dry land in a peaceful neighborhood Location: Only about 10 minutes from the Gulf of Mexico and Cedar Key’s quaint downtown Zoning: Residential (check with Levy County for specific building requirements) ?? Lifestyle & Nearby Attractions: Just a short drive to Cedar Key Beach and Lil Shark Park for swimming, sunbathing, and family fun Surrounded by pristine nature with Cedar Keys National Wildlife Refuge and Cedar Key Scrub State Reserve nearby—perfect for kayaking, birding, and hiking Explore history at the Cedar Key Historical Society Museum and Cedar Key Museum State Park Downtown Cedar Key’s Dock Street offers fresh seafood dining, art galleries, and boutique shopping with Gulf views ?? Local Favorites: Enjoy award-winning chowder at Tony’s, sunset cocktails at the Neptune Bar, or casual bites at charming local cafés and seafood shacks. ? Whether you’re seeking a private retreat or an investment in one of Florida’s most authentic Gulf Coast towns, this 4.35-acre parcel delivers the opportunity. Don’t miss the chance to own a piece of Cedar Key paradise!
Facts & features
The home at a glance
4.35 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$804 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$804/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Cedar Key
Get to know Cedar Key. See the full Cedar Key guide →
CEDAR KEY 32625 — neighborhood snapshot
Population
1,255
Median age
62.3
Median income
$59,036
Median home value
$267,200
Avg household
1.83
Households w/ children
49%
The numbers that matter
The Cedar Key market
$309K → $75K
Cedar Key median sold, yr/yr
89.8%
Sale-to-list ratio (12 mo)
Median sold price, Cedar Key, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% below the CEDAR KEY 32625 median. See the full Cedar Key market guide →
Paper trail
This home's history
Reality check
What actually sold near SW 75TH ST
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$346,000
7790 SW 129TH AVENUE
3 bd · 2 ba · 1,331 sqft · $260/sqft · 144 DOM
Sold · Jan ’26$375,000
13481 SW 75TH STREET
3 bd · 2 ba · 1,540 sqft · $244/sqft · 241 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about SW 75TH ST — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for SW 75TH ST — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
SW 75TH ST FAQs
What would the monthly payment be for SW 75TH ST?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $804/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on SW 75TH ST?+
The most recent tax bill on record (2024) was $511. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Cedar Key?+
At $95,000, this home is listed about 77% below the Cedar Key median of $404,900. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the CEDAR KEY 32625 market on paper
$95,000 is 26% below the CEDAR KEY 32625 median of $128,900.
02Time on market is leverage
336 days on market against a Cedar Key median of 62 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $105,000, now $95,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX COLLECTIVE · Heather Stotts LLC. MLS #TB8418344.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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