John Carpenter
$104,500$129,9001 bd1 ba825 sqft$127 /sqft$974 /mo all-in ↓

2043 DENMARK STREET UNIT 75, CLEARWATER, FL, 33763

Active288 days on marketListed Oct 13, 2025MLS #TB8436816

Priced 35% below the CLEARWATER 33763 medianReduced $25KCondominiumON TOP OF THE WORLD

About this home

2043 DENMARK STREET UNIT 75

One or more photo(s) has been virtually staged. Motivated Seller – Bring All Offers! Move-in ready and packed with updates, this beautifully renovated 1-bedroom, 1-bath condo in the highly sought-after Top of the World 55+ community is an exceptional opportunity for full-time living or a seasonal retreat. Inside, you'll find a bright, open floor plan featuring a completely remodeled kitchen with modern cabinetry, updated finishes, and an inviting layout that flows seamlessly into the living space. Luxury vinyl plank flooring extends throughout the home, creating a clean, contemporary look, while the renovated bathroom adds stylish comfort. Enjoy peace of mind with major improvements completed just last year, including the kitchen, luxury vinyl flooring, A/C, water heater, and electrical updates. A brand-new refrigerator has also been installed. The spacious bedroom offers a custom accent wall and an organized IKEA closet system, while the versatile bonus area is perfect for a home office, reading nook, fitness space, or overnight guests. Assigned parking space #75 is included. Life at Top of the World is all about enjoying an active, maintenance-free lifestyle. Residents have access to two golf courses, multiple swimming pools, a hot tub, sauna, tennis and pickleball courts, a state-of-the-art fitness center, scenic walking trails, dog parks, a lakeside fishing pier, and an on-site café. Convenient laundry facilities feature new machines with app-based operation, and 24-hour gated security provides added peace of mind. Ideally located in the heart of Clearwater, you'll be just minutes from shopping, dining, medical facilities, beautiful Gulf beaches, and everything the area has to offer. The seller is motivated and ready to make a deal—bring your offers! Don't miss this opportunity to own an extensively updated home in one of Clearwater's most desirable active adult communities.

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

825

Sqft

1971

Year built

One

Levels

$127

Per sqft

Garden view55+ communityPets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesBuilt-In Oven · Microwave · Refrigerator
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Solid Surface Counters · Thermostat · Thermostat Attic Fan · Window Treatments
LaundryCommon Area
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofOther
ConstructionBlock · Stucco
FoundationSlab
ViewGarden
FacesNorthwest
ParkingAssigned
ExteriorBalcony · Irrigation System · Lighting · Sidewalk · Tennis Court(s)

Community & fees

Taxes (2024)$1,827/yr
PetsYes
CommunityBuyer Approval Required · Clubhouse · Community Mailbox · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Playground · Pool · Special Community Restrictions

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Public · Sewer Connected · Street Lights · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$974 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$615
FHA mortgage insurance (est.)$46
Property tax — 2024 actual bill$152
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $3,658Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $3,658
Interest rate6.00%
Loan term

Estimated payment

$974/mo

Principal & interest$615
FHA mortgage insurance (est.)$46
Property taxes (actual bill)$152
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $105K
$90KedgeAI estimate $100,200 · range $94K$107K$111K

vs edgeAI estimate

+4.3%

$/sqft vs ON TOP OF THE WORLD

$127 vs $149

Days on market

288 vs 47 typical

Where $127/sqft sits among the 253 homes for sale in ON TOP OF THE WORLD

67
55 · this home
40
36
25
30
$98–122$122–145$145–169$169–193$193–217$217+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clearwater

Map of 2043 DENMARK STREET UNIT 75

Drive times from this address

Tampa Int’l Airport (TPA)27 min
Downtown Tampa30 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater. See the full Clearwater guide →

CLEARWATER 33763 — neighborhood snapshot

Population

21,278

Median age

53.8

Median income

$53,552

Median home value

$215,900

Avg household

2.12

Households w/ children

1,898

For the school run

Pinellas County School District

HighDunedin High School★★★★★
ElementaryLeila Davis Elementary School★★★★
MiddleSafety Harbor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$332K$335K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

116 of 253

ON TOP OF THE WORLD have cut their price

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 35% below the CLEARWATER 33763 median. See the full Clearwater market guide →

Paper trail

This home's history

CurrentPrice reduced to $104,500 $25K
Oct 13, 2025Listed at $129,900 · 288 days on market since
1971Built · ON TOP OF THE WORLD

Reality check

What actually sold near 2043 DENMARK STREET UNIT 75

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2466 ECUADORIAN WAY UNIT 38Sold · Dec ’25

$84,000

2466 ECUADORIAN WAY UNIT 38 · same community

1 bd · 1 ba · 825 sqft · $102/sqft · 114 DOM

2441 PERSIAN DRIVE UNIT 51Sold · Apr ’26

$140,000

2441 PERSIAN DRIVE UNIT 51 · same community

2 bd · 2 ba · 1,070 sqft · $131/sqft · 86 DOM

2287 PHILIPPINE DRIVE UNIT 29Sold · Dec ’25

$118,000

2287 PHILIPPINE DRIVE UNIT 29 · same community

2 bd · 2 ba · 1,070 sqft · $110/sqft · 189 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 2043 DENMARK STREET UNIT 75 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2043 DENMARK STREET UNIT 75 — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2043 DENMARK STREET UNIT 75 FAQs

What would the monthly payment be for 2043 DENMARK STREET UNIT 75?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $974/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2043 DENMARK STREET UNIT 75?+

The most recent tax bill on record (2024) was $1,827. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2043 DENMARK STREET UNIT 75?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater?+

At $104,500, this home is listed about 62% below the Clearwater median of $275,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2043 DENMARK STREET UNIT 75?+

Dunedin High School (high), Leila Davis Elementary School (elementary), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the CLEARWATER 33763 market on paper

$104,500 is 35% below the CLEARWATER 33763 median of $159,900, and at $127/sqft it sits under the Clearwater average of $275.

02Garden views

The garden view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

288 days on market against a Clearwater median of 47 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Dunedin High School, Leila Davis Elementary School, Safety Harbor Middle School — Leila Davis Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $129,900, now $104,500 — a $25K cut. The full history is in the market section below.

Listing courtesy of REDFIN CORPORATION · Laura Fulwider. MLS #TB8436816.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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2043 DENMARK STREET UNIT 75, CLEARWATER, FL — 1 Bed, 1 Bath — $104,500 | CENTURY 21 Edge