12361 114TH STREET, LARGO, FL, 33778
Pending297 days on marketListed Oct 11, 2025MLS #TB8436866
About this home
12361 114TH STREET
Sunshine, Swimming & Seminole Charm: Your Dream Home Awaits! Welcome to 12361 114th St, a delightful blend of comfort, character, and classic Florida living. This well-maintained 3-bedroom, 1.5-bath home offers 1,399 square feet of living space and sits on an oversized 8,128-square-foot corner lot, providing plenty of room to relax, entertain, and enjoy the outdoors. Step outside and you’ll instantly feel at home — the resurfaced pool (June 2024) sparkles beneath the Florida sun, surrounded by an expansive patio that’s perfect for barbecues, pool parties, or peaceful evenings under the palms. Inside, the updated kitchen features granite countertops and stainless steel appliances, blending functionality with timeless appeal. A cozy fireplace anchors the living space, and the newer central AC (under two years old) ensures year-round comfort. The home also includes a one-car garage plus carport, offering ample parking and storage flexibility. One of the standout advantages of this property is its flexibility — with its current layout and footprint, there is a clear opportunity to easily CONVERT the home into a 4-BEDROOM, 2 to 3 BATH configuration, significantly increasing both functionality and long-term value. While the home is move-in ready, it also presents a wonderful opportunity for the next owner to make a few updates over time and truly make it their own — all while capitalizing on the added upside this property offers. Tucked in a non-flood zone and with no hurricane damage history, this property offers peace of mind and convenience in one package. Just minutes from Seminole’s world-famous beaches, residents enjoy easy access to the Pinellas Trail, Boca Ciega Millennium Park, and the shops, dining, and entertainment of Seminole City Center. It’s the perfect balance between coastal fun and laid-back neighborhood living. Whether you’re looking for a primary home, a vacation retreat, or a short-term rental investment, 12361 114th St delivers space, flexibility, and unbeatable location — all at a price that leaves room for your personal touch.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,339
Sqft
0.19 ac
Lot size
1
Garage
1959
Year built
One
Levels
$299
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,215 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,215/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.1%
Days on market
297 vs 52 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Walsingham Heights
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
Walsingham Heights — neighborhood snapshot
Population
312
Median age
40
Median income
$73,247
Median home value
$304,700
Avg household
3
Households w/ children
27%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $326K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 129% above the LARGO 33778 median. See the full Largo market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 12361 114TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12361 114TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12361 114TH STREET FAQs
What would the monthly payment be for 12361 114TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,215/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12361 114TH STREET?+
The most recent tax bill on record (2024) was $6,278. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12361 114TH STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $400,000, this home is listed about 33% above the Largo median of $299,999. The market section on this page shows how the area is trending.
Which schools are assigned to 12361 114TH STREET?+
Fuguitt Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$400,000 runs 129% above the LARGO 33778 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
297 days on market against a Largo median of 52 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Fuguitt Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Richard O Jacobson Technical High School At Seminole rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $449,000, now $400,000 — a $49K cut. The full history is in the market section below.
Listing courtesy of LPT REALTY, LLC. · Ashley Mason. MLS #TB8436866.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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