374 3RD STREET NW, LARGO, FL, 33770
Pending281 days on marketListed Oct 24, 2025MLS #TB8440886
About this home
374 3RD STREET NW
Back on Market PRICE REDUCED. Amazing Florida Property COMPOSED OF 2 BUILDINGS ON 2 LOTS just shy of ¼ acre set on fenced, nicely landscaped corner lot. Property also includes MAIN RESIDENCES with 2-3 bedrooms 1 full bath and DETACHED 512 Sq/ ft. STUDIO COTTAGE that has 1 full bath with separate entrance and parking, which can be rented monthly or that can be used for mother-in law apartment. Main residence has double paned hurricane windows and both have new doors. Main residence also includes central heat and air eight years new. New refrigerator and microwave 11/2025 and Water Heater 6/2026, laundry room with newer washer and dryer, new electric panel 11/2025. The property just installed 5/26 BRAND NEW SHINGLE ROOF ON BOTH BUILDINDS with 5 year warranty. There is a BONUS ROOM that could serve as 3rd bedroom or office. The huge spacious yard features redwood stained 14 X 22 deck with sitting area, including relaxing jacuzzi with cabana. The Mother In-Law unit is separately metered. A maintenance shed is also included at the rear of the property. No Flood insurance required. No HOA. Bring your boat or trailer, keep them close by. Centrally located to schools, hospitals, shopping, airport and beaches. HUGE PRICE ADJUSTMENT. Sellers are motivated. GREAT FAMILY HOME WITH INCOME POTENTIAL. All reasonable offers considered!
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
1,897
Sqft
0.24 ac
Lot size
1984
Year built
One
Levels
$195
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,670 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,670/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−20%
Days on market
281 vs 42 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Old Northwest
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
Old Northwest — neighborhood snapshot
Population
1,726
Median age
54
Median income
$38,494
Median home value
$244,496
Avg household
2
Households w/ children
110
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 62% above the LARGO 33770 median. See the full Largo market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 374 3RD STREET NW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 374 3RD STREET NW — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
374 3RD STREET NW FAQs
What would the monthly payment be for 374 3RD STREET NW?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,670/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 374 3RD STREET NW?+
The most recent tax bill on record (2024) was $2,089. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 374 3RD STREET NW?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $369,000, this home is listed about 37% above the Largo median of $269,500. The market section on this page shows how the area is trending.
Which schools are assigned to 374 3RD STREET NW?+
Largo High School (high), Mildred Helms Elementary School (elementary), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$369,000 runs 62% above the LARGO 33770 median — but at 1,897 sqft it's also 55% larger than the typical Largo listing.
02Time on market is leverage
281 days on market against a Largo median of 42 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Largo High School, Mildred Helms Elementary School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $469,000, now $369,000 — a $100K cut. The full history is in the market section below.
Listing courtesy of EMPIRE REALTY OF PINELLAS · Joseph Cannizzaro. MLS #TB8440886.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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