209TH ROAD, LIVE OAK, FL, 32060
Active258 days on marketListed Nov 4, 2025MLS #TB8444035
About this home
209TH ROAD
5 ACRES OF COUNTRY LIVING COMPLETE WITH DEER ROAMIN FREE, HIGH AND DRY (NOT IN FLOOD ZONE) BRING YOUR ANIMALS, GROW YOUR OWN CROPS, NEAR ANDERSON PARK AND SPRINGS, VACATION WHERE YOU LIVE, COME BUILD YOUR DREAM HOME OR JUST HAVE A PLACE TO GET AWAY FROM ALL THE CHAOS AND CROWDS THAT NOW PLAQUE FLORIDA, OWN YOUR OWN PIECE OF PRIVACY AT AN AFFORDABLE PRICE WHILE YOU STILL CAN, COME AND ENJOY THE SUWANNEE RIVER AND THE LITTLE TOWN OF LIVE OAK WHICH HAS A PUBLIX, SUPER WALMART, LOWES, STARBUCKS, CHIK-FIL-A WHAT MORE COULD YOU WANT! SPIRIT OF THE SUWANNEE! THIS LAND IS NICELY LOCATED WHERE ALL THE SPRINGS AWAIT YOU TO DIVE AND EXPLORE, TROY, BLUE, PEACOCK, LITTLE RIVER, GINNIE, ITCHTUKNEE, THE LIST GOES ON, FISHING/KAYAKING/CANOEING/BOATING, COME GRAB IT NOW BEFORE IT IS TOO LATE!
Facts & features
The home at a glance
5 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$572 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$572/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Live Oak
Get to know Live Oak. See the full Live Oak guide →
LIVE OAK 32060 — neighborhood snapshot
Population
22,085
Median age
44.4
Median income
$56,702
Median home value
$158,200
Avg household
2.71
Households w/ children
2,337
The numbers that matter
The Live Oak market
$229K → $370K
Live Oak median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
Median sold price, Live Oak, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 76% below the LIVE OAK 32060 median. See the full Live Oak market guide →
Paper trail
This home's history
Reality check
What actually sold near 209TH ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$210,500
22742 112TH TERRACE
3 bd · 2 ba · 1,352 sqft · $156/sqft · 578 DOM
Sold · Sep ’25$230,000
23349 LIVE OAK LANE
2 bd · 1.5 ba · 1,378 sqft · $167/sqft · 162 DOM
Sold · Jan ’26$220,000
22750 112TH TERRACE
3 bd · 2 ba · 1,456 sqft · $151/sqft · 642 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 209TH ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 209TH ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
209TH ROAD FAQs
What would the monthly payment be for 209TH ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $572/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 209TH ROAD?+
The most recent tax bill on record (2024) was $398. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Live Oak?+
At $59,900, this home is listed about 80% below the Live Oak median of $295,000. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Under the LIVE OAK 32060 market on paper
$59,900 is 76% below the LIVE OAK 32060 median of $249,900.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
258 days on market against a Live Oak median of 47 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $75,000, now $59,900 — a $15K cut. The full history is in the market section below.
Listing courtesy of ECKERT REALTY & PROPERTY MGMT · Karen Hutson. MLS #TB8444035.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Live Oak homes, in your inbox
Like 209TH ROAD but not quite? A daily digest of every new listing in Live Oak — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask John to ping you on any price or status change →