125 SHELL FALLS DRIVE, APOLLO BEACH, FL, 33572
Active155 days on marketListed Feb 16, 2026MLS #TB8475851
About this home
125 SHELL FALLS DRIVE
One or more photo(s) has been virtually staged. Welcome to easy coastal living in the vibrant 55+ Del Webb community of Apollo Beach (with a NEW PRICE), where every day feels like a getaway and neighbors quickly become friends. This beautifully maintained two bedroom, two bathroom villa by Centex offers comfortable single level living with a bright, open layout designed for both relaxation and entertaining. A private side entrance welcomes you into a light filled interior featuring ceramic tile throughout the main living areas and seamless flow between the kitchen, dining, and living spaces. The kitchen is perfectly positioned with Corian countertops and ample workspace, making it ideal for everything from casual mornings to hosting guests. A versatile den provides the flexibility for a home office, reading room, or additional guest space, while the spacious primary suite offers a peaceful retreat with a walk in closet and private bath. Everyday convenience is enhanced by an interior laundry room with full size washer and dryer and a two car garage for storage and ease. Step out to the screened lanai and take in tranquil water views across the expansive retention pond, creating the perfect backdrop for morning coffee or evening unwinding. With low monthly HOA fees and no CDD, this home offers true maintenance free living so you can spend more time enjoying the incredible resort style amenities including multiple pools, tennis and pickleball courts, a fitness center, clubhouse, and an active social calendar filled with opportunities to connect and stay engaged. Ideally located between Tampa and Sarasota with convenient access to beaches, dining, shopping, and medical facilities, this is your opportunity to embrace the lifestyle you have been waiting for, so schedule your private showing today and see why so many are choosing to call Del Webb Apollo Beach home.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,393
Sqft
0.08 ac
Lot size
2
Garage
2006
Year built
One
Levels
$172
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,262 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,262/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.4%
$/sqft vs Apollo Beach actives
$172 vs $228
Days on market
155 vs 56 typical
Where $172/sqft sits among the 400 Apollo Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apollo Beach
Get to know Apollo Beach. See the full Apollo Beach guide →
APOLLO BEACH 33572 — neighborhood snapshot
Population
25,045
Median age
43.8
Median income
$113,775
Median home value
$430,900
Avg household
2.59
Households w/ children
3,126
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$450K → $472K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
219 of 400
Apollo Beach actives have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 47% below the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 125 SHELL FALLS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$245,000
124 SHELL FALLS DRIVE · same community
2 bd · 2 ba · 1,393 sqft · $176/sqft · 1 DOM
Sold · Aug ’25$249,990
178 SHELL FALLS DRIVE · same community
2 bd · 2 ba · 1,393 sqft · $179/sqft · 100 DOM
Sold · Aug ’25$230,000
227 MYSTIC FALLS DRIVE · same community
2 bd · 2 ba · 1,393 sqft · $165/sqft · 331 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 125 SHELL FALLS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 125 SHELL FALLS DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
125 SHELL FALLS DRIVE FAQs
What would the monthly payment be for 125 SHELL FALLS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,262/mo — principal and interest, the actual property-tax bill, the $371/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 125 SHELL FALLS DRIVE?+
The association fee works out to $371 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 125 SHELL FALLS DRIVE?+
The most recent tax bill on record (2024) was $2,539. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 125 SHELL FALLS DRIVE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $240,000, this home is listed about 51% below the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.
Which schools are assigned to 125 SHELL FALLS DRIVE?+
Shields Middle School (middle), Lennard High School (high), Cypress Creek Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the APOLLO BEACH 33572 market on paper
$240,000 is 47% below the APOLLO BEACH 33572 median of $450,000, and at $172/sqft it sits under the Apollo Beach average of $266.
02Time on market is leverage
155 days on market against a Apollo Beach median of 56 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $249,900, now $240,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Josh Garfield. MLS #TB8475851.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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