John Carpenter

1214 E PARK CIRCLE, TAMPA, FL, 33604

Active153 days on marketListed Feb 20, 2026MLS #TB8477180

WaterfrontRIVERBEND SUB

About this home

1214 E PARK CIRCLE

Perfectly positioned on a quiet, kayak-friendly stretch of the Hillsborough River, this exceptional riverfront homesite captures the very best of Tampa living. There is living in Florida—and then there is truly living the Florida lifestyle. Here, you can have both. With approximately 86 feet of improved shoreline and sweeping water views framed by mature greenery, this property offers an intimate yet dynamic connection to the river. From your vantage point, watch kayakers and paddleboarders glide past, neighbors calling out as they float by. Electric boats drift along on sunset cocktail cruises, sometimes heading toward an evening at the Straz Center or cruising out to Tampa Bay. Staying home, however, may be the greatest luxury of all. Spend evenings gathered on your back deck or dock overlooking the water, host a garden party under the canopy of trees, or relax on the front porch greeting dog walkers and families enjoying a stroll down the shaded street. This cleared, buildable footprint offers a seamless path toward creating your custom dream home—with no known permitting obstacles to slow your vision. Wildlife thrives in this tranquil corner of Tampa. Manatees, dolphins, turtles, and more than twenty species of fish share the waterway, with the occasional alligator sighting reminding you of Florida’s untamed beauty. By day, osprey, kingfishers, herons, and cormorants sweep across the river, while shoreline trees fill with songbirds. At night, bats and owls quietly take over the skies. Despite this remarkable natural setting, there are no nearby major roads or airport traffic—just the soothing sounds of nature in an established neighborhood of single-family homes. Located in highly sought-after Seminole Heights—often referred to as the “Coconut Grove of Tampa”—this property is surrounded by historic charm, modern flair, and a vibrant local culture. Award-winning restaurants, craft breweries, and eclectic boutiques are moments away, and three parks are within walking distance. Ideally situated midway between Downtown Tampa and the University of South Florida, this green oasis places you in the center of it all while feeling worlds apart. The generous river frontage and expansive sightlines allow you to design a residence that maximizes sunrise views and golden evening reflections. Imagine walls of glass framing the water, expansive outdoor living areas, a resort-style pool, and seamless indoor-outdoor entertaining spaces that celebrate Tampa’s year-round sunshine. This is more than a homesite—it is an iconic riverfront parcel offering charm, community, nature, and unmatched convenience. Bring your architect, bring your imagination, and schedule your private walk of the property today. Opportunities like this are truly rare.

Facts & features

The home at a glance

0.25 ac

Lot size

WaterfrontPets allowed

Inside

Outside & construction

FacesSouth

Community & fees

Taxes (2024)$172/yr
PetsYes
CommunityRiver · Park

Utilities & systems

UtilitiesElectricity Available · Sewer Available · Sewer Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,493 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,103
PMI (est., until 20% equity)$216
Property tax — 2024 actual bill$14
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $57,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $57,500
Interest rate6.00%
Loan term

Estimated payment

$3,493/mo

Principal & interest$3,103
PMI (est., until 20% equity)$216
Property taxes (actual bill)$14
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Old Seminole Heights

Map of 1214 E PARK CIRCLE inside its neighborhood boundary

Drive times from this address

Downtown Tampa10 min
Tampa Int’l Airport (TPA)21 min
Walt Disney World74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

Old Seminole Heights — neighborhood snapshot

Population

15,847

Median age

36

Median income

$82,239

Median home value

$319,341

Avg household

3

Households w/ children

1,767

For the school run

Hillsborough County School District

HighChamberlain High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketBalanced5.0 months of inventoryBuyer’s market

$430K$455K

Tampa median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 58% above the TAMPA 33604 median. See the full Tampa market guide →

Paper trail

This home's history

Feb 20, 2026Listed at $575,000 · 153 days on market since

Reality check

What actually sold near 1214 E PARK CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1412 HILTON PLACESold · Jan ’26

$150,000

1412 HILTON PLACE · same community

2 bd · 1 ba · 756 sqft · $198/sqft · 49 DOM

1429 E PARK CIRCLESold · May ’26

$369,900

1429 E PARK CIRCLE · same community

3 bd · 1 ba · 910 sqft · $406/sqft · 19 DOM

1402 HILTON PLACESold · Apr ’26

$375,000

1402 HILTON PLACE · same community

2 bd · 2 ba · 1,182 sqft · $317/sqft · 44 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 1214 E PARK CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1214 E PARK CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1214 E PARK CIRCLE FAQs

What would the monthly payment be for 1214 E PARK CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,493/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1214 E PARK CIRCLE?+

The most recent tax bill on record (2024) was $172. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1214 E PARK CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $575,000, this home is listed about 24% above the Tampa median of $464,900. The market section on this page shows how the area is trending.

Which schools are assigned to 1214 E PARK CIRCLE?+

Chamberlain High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$575,000 runs 58% above the TAMPA 33604 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

153 days on market against a Tampa median of 33 — sellers in this position are usually ready to negotiate.

Listing courtesy of THE TONI EVERETT COMPANY · Patty Martini Clark. MLS #TB8477180.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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