400 CENTRAL AVENUE UNIT 2806, ST PETERSBURG, FL, 33701
Active160 days on marketListed Feb 27, 2026MLS #TB8479217
Come see it
Upcoming open houses
Sat, Aug 8
1:00 PM – 3:00 PM
INCREDIBLE OPEN WATER VIEW FROM THIS 28TH FLOOR, UPGRADED 3-BEDROOM CONDO. CONTACT RACHAEL MANZANARES - (970) 778-2541 OR SID (813) 458-7011
Sat, Aug 8
1:00 PM – 3:00 PM
Broker
INCREDIBLE OPEN WATER VIEW FROM THIS 28TH FLOOR, UPGRADED 3-BEDROOM CONDO. CONTACT RACHAEL MANZANARES - (970) 778-2541 OR SID (813) 458-7011
About this home
400 CENTRAL AVENUE UNIT 2806
Virtually Staged. Residence 2806 at 400 Central captures breathtaking southeast open bay and downtown skyline views from a premier 06-line position in St. Petersburg’s most iconic new luxury tower. Perfectly elevated to frame sweeping water vistas and dramatic evening city lights, this 28th-floor residence delivers exceptional perspective above the vibrant downtown waterfront. Encompassing approximately 1,948 square feet of refined interior living space, this 3-bedroom, 3-bath split floor plan is complemented by a full-length private terrace spanning the width of the home — creating seamless indoor-outdoor living rarely achieved in a downtown high-rise. Floor-to-ceiling glass fills the open-concept great room with natural light while maintaining uninterrupted sightlines to Tampa Bay. The chef’s kitchen anchors the living area with sleek cabinetry, premium appliances, oversized island, and an upgraded induction cooktop for precision performance. The spacious owner’s suite features direct terrace access, a generous walk-in closet, and a spa-inspired bath with dual vanities and a frameless glass-enclosed shower. Well-proportioned guest suites provide comfort and privacy for full-time living or hosting. Selected developer upgrades enhance both function and finish, including an illuminated 60-inch primary bath medicine cabinet, LED guest bath mirror, upgraded matte porcelain tile flooring extended into the bedrooms, low-voltage prewire for future automated window shades, and washer/dryer pedestal upgrade. A dedicated parking space, climate-controlled storage, valet service, concierge, and secure access elevate everyday convenience. 400 Central’s resort-style amenities include a 7th-floor heated pool and spa deck with cabanas, outdoor kitchen and grills, fire pits, bocce court, Zen Garden, dog walk area, and outdoor fitness zone. The signature 46th-floor glass-enclosed Observatory provides panoramic views and an exceptional setting for private gatherings. Located steps from Central Avenue dining, museums, waterfront parks, and the St. Pete Pier. Premier 06-line positioning. Elevated views. Iconic downtown address.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,948
Sqft
0 ac
Lot size
2
Garage
2026
Year built
One
Levels
$1,026
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$11,696 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$13,529/mo
Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.7%
$/sqft vs 400 CENTRAL
$1,026 vs $1,000
Days on market
160 vs 55 typical
Where $1,026/sqft sits among the 29 homes for sale in 400 CENTRAL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33701 — neighborhood snapshot
Population
18,485
Median age
46.3
Median income
$69,098
Median home value
$590,900
Avg household
1.65
Households w/ children
934
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $420K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
13 of 29
400 CENTRAL have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 170% above the ST PETERSBURG 33701 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 400 CENTRAL AVENUE UNIT 2806
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$2,123,550
400 CENTRAL AVENUE UNIT 2506 · same community
3 bd · 3 ba · 1,948 sqft · $1,090/sqft · 0 DOM
Sold · Feb ’26$1,787,615
400 CENTRAL AVENUE UNIT 2905 · same community
3 bd · 3 ba · 1,921 sqft · $931/sqft · 0 DOM
Sold · Mar ’26$1,467,000
400 CENTRAL AVENUE UNIT 2503 · same community
3 bd · 3 ba · 1,782 sqft · $823/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 400 CENTRAL AVENUE UNIT 2806 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 400 CENTRAL AVENUE UNIT 2806 — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
400 CENTRAL AVENUE UNIT 2806 FAQs
What would the monthly payment be for 400 CENTRAL AVENUE UNIT 2806?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,696/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 400 CENTRAL AVENUE UNIT 2806?+
The most recent tax bill on record (2026) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 400 CENTRAL AVENUE UNIT 2806?+
The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $1,999,000, this home is listed about 357% above the St Petersburg median of $437,000. The market section on this page shows how the area is trending.
Which schools are assigned to 400 CENTRAL AVENUE UNIT 2806?+
Campbell Park Elementary School (elementary), John Hopkins Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,999,000 runs 170% above the ST PETERSBURG 33701 median — but at 1,948 sqft it's also 44% larger than the typical St Petersburg listing.
02City & Park/Greenbelt & Pool & Water views
The city and park/greenbelt and pool and water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
160 days on market against a St Petersburg median of 55 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $2,149,000, now $1,999,000 — a $150K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of OCEANFRONT REALTY · Steve Samuels. MLS #TB8479217.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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