
313 SHELL MANOR DRIVE, RUSKIN, FL, 33570
Active136 days on marketListed Mar 6, 2026MLS #TB8482224
About this home
313 SHELL MANOR DRIVE
WELCOME HOME to one of the best values in the area! Recently repositioned at an aggressive and competitive $379,000, this spacious 5-bedroom, 2.5-bath home offers nearly 3,000 square feet of flexible living space designed perfectly for growing families, remote workers, multi-generational living, or anyone simply needing room to spread out and enjoy life. For added buyer confidence, the seller has recently purchased an American Home Shield home warranty to help provide peace of mind after closing. From the moment you walk in, you’ll notice how functional and inviting the layout feels. Downstairs features multiple living and dining spaces plus a dedicated office/den that makes working from home or managing a busy family life incredibly convenient. Upstairs, the oversized loft creates the perfect second living room, movie space, playroom, homeschool area, or game room. The heart of the home is the open-concept kitchen and family room, where everyone naturally gathers — whether it’s weeknight dinners, birthday parties, or football Sundays. One of the standout features is the rare 3-car tandem garage, offering incredible flexibility for extra vehicles, a home gym, workshop, storage space, golf cart, motorcycles, or all the random Costco purchases we somehow convince ourselves we needed. Step outside into the backyard and you’ll immediately understand why this home feels special. With no direct rear neighbors crowding behind you, the outdoor space feels peaceful and private — where pets can roam freely, friends gather for BBQs, and parents can finally sit down for five uninterrupted minutes pretending life is under control. Homes with this much space, functionality, and value under $380k are becoming harder and harder to find in today’s market. If you’ve been waiting for the right combination of size, layout, location, affordability, and added warranty protection — this may be the one. Schedule your private showing today before someone else beats you to it!
Facts & features
The home at a glance
5
Bedrooms
2.5
Bathrooms
2,902
Sqft
0.13 ac
Lot size
3
Garage
2012
Year built
Two
Levels
$129
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,081 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,081/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−14.3%
$/sqft vs Ruskin actives
$129 vs $180
Days on market
136 vs 51 typical
Where $129/sqft sits among the 293 Ruskin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin
Drive times from this address
Get to know Ruskin. See the full Ruskin guide →
RUSKIN 33570 — neighborhood snapshot
Population
33,676
Median age
36.7
Median income
$69,048
Median home value
$255,400
Avg household
2.86
Households w/ children
4,421
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$330K → $320K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
166 of 293
Ruskin actives have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% above the RUSKIN 33570 median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 313 SHELL MANOR DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$305,000
304 SHELL MANOR DRIVE · same community
4 bd · 3 ba · 2,014 sqft · $151/sqft · 113 DOM
Sold · Jul ’25$414,990
1462 BROWN MALLET PLACE
5 bd · 3 ba · 2,605 sqft · $159/sqft · 76 DOM
Sold · Jul ’25$409,990
1421 BROWN MALLET PLACE
5 bd · 3 ba · 2,605 sqft · $157/sqft · 73 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 313 SHELL MANOR DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 313 SHELL MANOR DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
313 SHELL MANOR DRIVE FAQs
What would the monthly payment be for 313 SHELL MANOR DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,081/mo — principal and interest, the actual property-tax bill, the $85/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 313 SHELL MANOR DRIVE?+
The association fee works out to $85 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 313 SHELL MANOR DRIVE?+
The most recent tax bill on record (2024) was $5,556. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 313 SHELL MANOR DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $374,900, this home is listed about 7% above the Ruskin median of $349,850. The market section on this page shows how the area is trending.
Which schools are assigned to 313 SHELL MANOR DRIVE?+
Ruskin Elementary School (elementary), Lennard High School (high), Shields Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$374,900 runs 12% above the RUSKIN 33570 median — but at 2,902 sqft it's also 55% larger than the typical Ruskin listing.
02Time on market is leverage
136 days on market against a Ruskin median of 51 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $389,000, now $374,900 — a $14K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FATHOM REALTY FL LLC · Edward Fusco. MLS #TB8482224.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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