620 EDGEWATER DRIVES UNIT 103, DUNEDIN, FL, 34698
Active138 days on marketListed Mar 8, 2026MLS #TB8484238
About this home
620 EDGEWATER DRIVES UNIT 103
Experience the ultimate in **convenient living** with this **ground-floor energy-efficient condo** in the heart of Dunedin! Enjoy the benefits of single-level access. The sellers electric bill is impressive **approximately $50 a month** a rarity in today's market! This sought-after community caters to both full-time residents and snowbirds, offering an ideal lifestyle for everyone. Step into a beautifully updated unit showcasing a modern kitchen with elegant raised cabinets and a sleek stainless steel appliance package. The inviting wood laminate floors create a warm and welcoming atmosphere throughout the space. You’ll love the spacious bedroom, complete with a large walk-in closet for ample storage. As part of a vibrant **55+ community**, you'll have access to fantastic amenities, including a **heated pool**, two private fishing piers, and a clubhouse featuring a fitness center, a dining and dancing reception hall, an outdoor cook-out area with gas grills, and a game room perfect for social gatherings. Location is key! This condo is ideally positioned next to **Dunedin Marina** and just a block from downtown, where you can explore a variety of shops and local restaurants. Plus, you're only minutes away from the **Pinellas Bike Trail**, the **Dunedin Blue Jays Baseball Stadium**, and the stunning beaches of **Honeymoon Island** and **Clearwater**. Don’t miss your chance to own this exceptional ground-floor unit that combines energy efficiency with an unbeatable location and community spirit!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
840
Sqft
252 ac
Lot size
1970
Year built
One
Levels
$298
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,977 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,977/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+56.9%
$/sqft vs Dunedin actives
$298 vs $297
Days on market
138 vs 51 typical
Where $298/sqft sits among the 265 Dunedin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunedin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dunedin. See the full Dunedin guide →
DUNEDIN 34698 — neighborhood snapshot
Population
37,817
Median age
58.1
Median income
$67,323
Median home value
$335,800
Avg household
2.04
Households w/ children
2,412
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$440K → $410K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
157 of 265
Dunedin actives have cut their price
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% below the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Reality check
What actually sold near 620 EDGEWATER DRIVES UNIT 103
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$340,000
333 ACROPOLIS DRIVE
2 bd · 1 ba · 825 sqft · $412/sqft · 146 DOM
Sold · Sep ’25$275,000
2016 DOUGLAS AVENUE
2 bd · 1 ba · 820 sqft · $335/sqft · 116 DOM
Sold · Aug ’25$259,000
1946 SPRINGTIME AVENUE
2 bd · 1 ba · 813 sqft · $319/sqft · 123 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 620 EDGEWATER DRIVES UNIT 103 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 620 EDGEWATER DRIVES UNIT 103 — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
620 EDGEWATER DRIVES UNIT 103 FAQs
What would the monthly payment be for 620 EDGEWATER DRIVES UNIT 103?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,977/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 620 EDGEWATER DRIVES UNIT 103?+
The most recent tax bill on record (2025) was $2,819. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 620 EDGEWATER DRIVES UNIT 103?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunedin?+
At $250,000, this home is listed about 37% below the Dunedin median of $398,500. The market section on this page shows how the area is trending.
Which schools are assigned to 620 EDGEWATER DRIVES UNIT 103?+
Dunedin Highland Middle School (middle), Dunedin Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the DUNEDIN 34698 market on paper
$250,000 is 17% below the DUNEDIN 34698 median of $299,999, and at $298/sqft it sits under the Dunedin average of $330.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
138 days on market against a Dunedin median of 51 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Dunedin Highland Middle School, Dunedin Elementary School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $275,000, now $250,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 LISTSMART · Robert Gawel. MLS #TB8484238.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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