John Carpenter
$675,000$720,000$4,464 /mo all-in ↓

14217 E PARSLEY DRIVE, MADEIRA BEACH, FL, 33708

Active114 days on marketListed Apr 1, 2026MLS #TB8489397

Reduced $45KWaterfrontGULF SHORES 6TH ADD

About this home

14217 E PARSLEY DRIVE

Seize an opportunity to craft your dream residence. This exceptional waterfront lot presents breathtaking open water views, ideal for those seeking the pinnacle of waterfront living. Envision the endless possibilities: developers can realize a luxurious masterpiece, while investors can unlock the vast potential this prime lot offers. Redevelopment is entirely in your hands; the property is below the market lot value. Situated in one of Florida's most sought-after beach communities, this prime location is ready for your vision! Don’t let this rare chance slip away to influence the future of St. Pete Beach. Embrace the potential, act swiftly, and leave your legacy on the Gulf Coast’s premier waterfront enclave!

Facts & features

The home at a glance

0.15 ac

Lot size

WaterfrontWater view

Inside

Outside & construction

ViewWater
FacesSouth

Community & fees

Taxes (2024)$4,900/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Fire Hydrant · Other · Phone Available · Public · Sewer Available · Street Lights · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,464 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,642
PMI (est., until 20% equity)$253
Property tax — 2024 actual bill$408
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $67,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $67,500
Interest rate6.00%
Loan term

Estimated payment

$4,464/mo

Principal & interest$3,642
PMI (est., until 20% equity)$253
Property taxes (actual bill)$408
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Madeira Beach

Map of 14217 E PARSLEY DRIVE

Drive times from this address

Downtown Tampa41 min
Tampa Int’l Airport (TPA)41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Madeira Beach. See the full Madeira Beach guide →

MADEIRA BEACH 33708 — neighborhood snapshot

Population

15,306

Median age

61.1

Median income

$83,773

Median home value

$463,700

Avg household

1.9

Households w/ children

600

For the school run

Pinellas County School District

ElementaryOrange Grove Elementary School★★★★★
MiddleOsceola Middle School★★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Madeira Beach market

Seller’s marketLeans buyer9.5 months of inventoryBuyer’s market

$573K$585K

Madeira Beach median sold, yr/yr

93.8%

Sale-to-list ratio (12 mo)

Median sold price, Madeira Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 36% above the MADEIRA BEACH 33708 median. See the full Madeira Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $675,000 $45K
Apr 1, 2026Listed at $720,000 · 114 days on market since

Reality check

What actually sold near 14217 E PARSLEY DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

14043 E PARSLEY DRIVESold · Jul ’25

$620,000

14043 E PARSLEY DRIVE · same community

3 bd · 2.5 ba · 1,511 sqft · $410/sqft · 88 DOM

14045 E PARSLEY DRIVESold · Jun ’26

$615,000

14045 E PARSLEY DRIVE · same community

3 bd · 3 ba · 1,627 sqft · $378/sqft · 8 DOM

12960 GULF BOULEVARD UNIT 214Sold · Nov ’25

$440,000

12960 GULF BOULEVARD UNIT 214

2 bd · 2 ba · 682 sqft · $645/sqft · 38 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 14217 E PARSLEY DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 14217 E PARSLEY DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

14217 E PARSLEY DRIVE FAQs

What would the monthly payment be for 14217 E PARSLEY DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,464/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 14217 E PARSLEY DRIVE?+

The most recent tax bill on record (2024) was $4,900. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Madeira Beach?+

At $675,000, this home is listed about 16% below the Madeira Beach median of $799,000. The market section on this page shows how the area is trending.

Which schools are assigned to 14217 E PARSLEY DRIVE?+

Orange Grove Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$675,000 runs 36% above the MADEIRA BEACH 33708 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Orange Grove Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Orange Grove Elementary School rates 5 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $720,000, now $675,000 — a $45K cut. The full history is in the market section below.

Listing courtesy of WENDY A SMITH · Wendy Smith. MLS #TB8489397.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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