4018 AMBERJACK DRIVE, HERNANDO BEACH, FL, 34607
Active119 days on marketListed Mar 24, 2026MLS #TB8489596
About this home
4018 AMBERJACK DRIVE
Waterfront Gulf-access opportunity to build your custom coastal retreat on this 75x100 canal-front home-site at 4018 Amberjack Dr in Hernando Beach South, where your boat can be docked right in your backyard with direct access to the Gulf of Mexico in just minutes. Designed for a refined coastal lifestyle, this prime lot allows for a private dock and lift, creating a seamless lifestyle centered around boating, fishing, and waterfront relaxation. Enjoy the benefits of NO CDD and a low HOA of just $330/year until construction, which includes grass maintenance to keep holding costs minimal. Set within a golf cart-friendly community, you’re moments from Weeki Wachee Springs State Park for crystal-clear kayaking and paddle boarding, and a short drive to Rainbow Springs State Park for tubing, swimming, and scenic nature trails. Surrounded by top-rated golf courses, marinas, waterfront dining, and everyday conveniences, this location delivers both lifestyle and accessibility. Deed-restricted with no short-term rentals, preserving long-term value and neighborhood quality. Gulf-access waterfront home sites of this caliber are limited and highly sought after secure your opportunity to build before it’s gone. ~( Bring your offers, seller will review all serious proposals.)~
Facts & features
The home at a glance
0.17 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$729 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$729/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Hernando Beach
Get to know Hernando Beach. See the full Hernando Beach guide →
HERNANDO BEACH 34607 — neighborhood snapshot
Population
9,046
Median age
55.7
Median income
$61,221
Median home value
$343,100
Avg household
2.3
Households w/ children
740
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando Beach market
$495K → $488K
Hernando Beach median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, Hernando Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 77% below the HERNANDO BEACH 34607 median. See the full Hernando Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 4018 AMBERJACK DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$290,000
3178 SEA GRAPE DRIVE · same community
2 bd · 2 ba · 823 sqft · $352/sqft · 564 DOM
Sold · Oct ’25$520,000
3416 FERNLEAF DRIVE · same community
3 bd · 2 ba · 1,204 sqft · $432/sqft · 61 DOM
Sold · May ’26$470,000
3356 OLEANDER DRIVE · same community
3 bd · 2 ba · 1,242 sqft · $378/sqft · 103 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 4018 AMBERJACK DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4018 AMBERJACK DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4018 AMBERJACK DRIVE FAQs
What would the monthly payment be for 4018 AMBERJACK DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $729/mo — principal and interest, the actual property-tax bill, the $28/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4018 AMBERJACK DRIVE?+
The association fee works out to $28 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4018 AMBERJACK DRIVE?+
The most recent tax bill on record (2025) was $793. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4018 AMBERJACK DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hernando Beach?+
At $74,999, this home is listed about 86% below the Hernando Beach median of $548,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4018 AMBERJACK DRIVE?+
Fox Chapel Middle School (middle), Deltona Elementary School (elementary), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the HERNANDO BEACH 34607 market on paper
$74,999 is 77% below the HERNANDO BEACH 34607 median of $320,000.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
119 days on market against a Hernando Beach median of 35 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $85,000, now $74,999 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA'S 1ST CHOICE RLTY LLC · Gustavo Torres. MLS #TB8489596.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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