295 ROYAL PALM WAY, SPRING HILL, FL, 34608
Active95 days on marketListed Apr 30, 2026MLS #TB8503412
About this home
295 ROYAL PALM WAY
Welcome to 295 Royal Palm Way, a beautifully maintained home located in the highly desirable gated community of The Palms at Seven Hills in Spring Hill. Built in 2003, this spacious residence offers approximately 1,832 sq ft of living space, featuring 3 bedrooms, 2 bathrooms, and a 2-car garage—perfectly designed for comfortable Florida living. Step inside to discover a functional, well-designed layout with generous living and dining areas, ideal for both everyday living and entertaining. The home showcases a light and airy feel with abundant natural light throughout, creating a warm and inviting atmosphere. The kitchen offers ample cabinetry and workspace, while the home is enhanced with beautifully designed closets and plenty of storage throughout, providing both style and practicality. The primary suite serves as a private retreat with an en-suite bathroom and thoughtfully designed closet space. Additional bedrooms offer flexibility for guests, a home office, or a growing family. Enjoy outdoor living with a manageable backyard—perfect for relaxing, gardening, or entertaining. Located within a gated community known for its peaceful surroundings, and conveniently close to shopping, dining, medical facilities, and major roadways, this home combines comfort with everyday convenience. Whether you're a first-time buyer, downsizing, or investing, this is an incredible opportunity to own in one of Spring Hill’s most established communities. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,832
Sqft
0.15 ac
Lot size
2
Garage
2003
Year built
One
Levels
$175
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,580 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,580/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.8%
$/sqft vs Spring Hill actives
$175 vs $193
Days on market
95 vs 40 typical
Where $175/sqft sits among the 400 Spring Hill actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Seven Hills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Spring Hill. See the full Spring Hill guide →
Seven Hills — neighborhood snapshot
Population
4,553
Median age
59
Median income
$66,909
Median home value
$266,137
Avg household
2
Households w/ children
330
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$320K → $325K
Spring Hill median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
211 of 400
Spring Hill actives have cut their price
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 295 ROYAL PALM WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$265,000
311 ROYAL PALM WAY · same community
3 bd · 2 ba · 1,832 sqft · $145/sqft · 8 DOM
Sold · Sep ’25$290,000
364 ROYAL PALM WAY · same community
3 bd · 2 ba · 1,812 sqft · $160/sqft · 22 DOM
Sold · Dec ’25$300,000
376 ROYAL PALM WAY · same community
3 bd · 2 ba · 1,856 sqft · $162/sqft · 83 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 295 ROYAL PALM WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 295 ROYAL PALM WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
295 ROYAL PALM WAY FAQs
What would the monthly payment be for 295 ROYAL PALM WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,580/mo — principal and interest, the actual property-tax bill, the $95/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 295 ROYAL PALM WAY?+
The association fee works out to $95 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 295 ROYAL PALM WAY?+
The most recent tax bill on record (2025) was $3,624. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 295 ROYAL PALM WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Spring Hill?+
At $319,700, this home is listed about 7% below the Spring Hill median of $344,400. The market section on this page shows how the area is trending.
Which schools are assigned to 295 ROYAL PALM WAY?+
Suncoast Elementary School (elementary), Frank W. Springstead High School (high), Powell Middle School (middle) — Hernando County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
02Time on market is leverage
95 days on market against a Spring Hill median of 40 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $325,000, now $319,700 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of VITA LUXURY REALTY LLC · Yisel Diaz Cruz. MLS #TB8503412.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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