777 3RD AVENUE N UNIT 1606, ST PETERSBURG, FL, 33701
Active88 days on marketListed May 21, 2026MLS #TB8510227
About this home
777 3RD AVENUE N UNIT 1606
Positioned within the boutique Reflection St. Pete, this beautifully curated 16th-floor Opal residence offers a rare combination of scale, design, and perspective. delivering over 1,500 square feet of interior living. Thoughtfully enhanced by Estilo Design, the interiors have been elevated beyond builder grade with custom premium finishes, curated lighting, and a cohesive aesthetic that feels both modern and timeless. Expansive living spaces are framed by 9.5-foot ceilings, porcelain flooring, and a seamless indoor-outdoor connection that draws your eye toward sweeping views of the downtown skyline, Mirror Lake, Tampa Bay, and the Skyway Bridge. The kitchen is functional and refined, featuring quartz countertops, a waterfall-edge island, and integrated Bosch appliances—designed for everyday living as much as entertaining. The primary suite features a large floor-to-ceiling window, creating a private retreat with striking city views, complemented by a spa-inspired bath with a European-style wet room and a generous walk-in closet. A spacious den offers flexibility for a home office or guest space. Reflection offers a more intimate residential experience with just 88 contemporary homes, paired with a 12,000-square-foot rooftop amenity level designed for both relaxation and connection—complete with a resort-style pool and spa, fitness center, social lounge, and outdoor entertaining spaces overlooking the city and water. Located in the Mirror Lake district, Reflection provides a unique balance—set just moments from downtown St. Petersburg’s dining, museums, and waterfront. A distinctive opportunity to own a design-forward residence within one of downtown St. Pete’s newest and most architecturally thoughtful buildings.
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
1,550
Sqft
0 ac
Lot size
1
Garage
2024
Year built
One
Levels
$742
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$9,368 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,368/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.4%
$/sqft vs St Petersburg actives
$742 vs $344
Days on market
88 vs 57 typical
Where $742/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Downtown St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Downtown St Petersburg — neighborhood snapshot
Population
3,169
Median age
60
Median income
$50,655
Median home value
$619,783
Avg household
1
Households w/ children
55%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
233 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 52% above the ST PETERSBURG 33701 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 777 3RD AVENUE N UNIT 1606
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$1,375,000
777 3RD AVENUE N UNIT 1304 · same community
2 bd · 2 ba · 1,691 sqft · $813/sqft · 0 DOM
Sold · Dec ’25$1,495,000
777 3RD AVENUE N UNIT 1303 · same community
2 bd · 2 ba · 2,052 sqft · $729/sqft · 30 DOM
Sold · Apr ’26$1,580,000
777 3RD AVENUE N UNIT 1105 · same community
2 bd · 2 ba · 2,297 sqft · $688/sqft · 139 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 777 3RD AVENUE N UNIT 1606 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 777 3RD AVENUE N UNIT 1606 — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
777 3RD AVENUE N UNIT 1606 FAQs
What would the monthly payment be for 777 3RD AVENUE N UNIT 1606?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,368/mo — principal and interest, the actual property-tax bill, the $1,380/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 777 3RD AVENUE N UNIT 1606?+
The association fee works out to $1,380 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 777 3RD AVENUE N UNIT 1606?+
The most recent tax bill on record (2025) was $14,294. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 777 3RD AVENUE N UNIT 1606?+
The listing reports pets: Breed Restrictions, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $1,150,000, this home is listed about 163% above the St Petersburg median of $436,900. The market section on this page shows how the area is trending.
Which schools are assigned to 777 3RD AVENUE N UNIT 1606?+
John Hopkins Middle School (middle), St. Petersburg High School (high), North Shore Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,150,000 runs 52% above the ST PETERSBURG 33701 median — but at 1,550 sqft it's also 16% larger than the typical St Petersburg listing.
02City & Water views
The city and water view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $1,380/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Roy Fillyaw. MLS #TB8510227.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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