John Carpenter
$345,9004 bd2 ba1,848 sqft$187 /sqft$2,830 /mo all-in ↓

2969 FOREST CIRCLE, SEFFNER, FL, 33584

Active31 days on marketListed Jun 18, 2026MLS #TB8520644

Priced 9% below the SEFFNER 33584 medianPrivate poolSingle Family ResidenceBRANDON FOREST SUB

About this home

2969 FOREST CIRCLE

POOL HOME WITH FIREPLACE, SCREENED LANAI & INCREDIBLE POTENTIAL IN BRANDON FOREST! Welcome to this spacious 4-bedroom, 2-bath home offering the perfect combination of space, comfort, and opportunity. Whether you’re a first-time homebuyer, growing family, or investor, this home is full of possibilities. Inside, you’ll find a functional floor plan featuring a formal living room, dining room, and a large family room with a cozy wood-burning fireplace, providing plenty of space for entertaining and everyday living. The generously sized bedrooms offer comfort for the entire family, while the screened lanai overlooks a beautiful pool and spacious backyard, creating the ideal setting for enjoying Florida living year-round. To help ease maintenance concerns, several important improvements have already been completed, including updated plumbing throughout the home, a clean 4-point inspection, and a favorable wind mitigation report. Additional major updates include the HVAC system, water heater, and pool liner replaced within the last 10 years, along with a roof replacement approximately 10 years ago. The attached two-car garage provides ample storage and convenience. While some cosmetic updates may be desired, this home offers an incredible opportunity to add your personal style and build equity from day one. Located in the established Brandon Forest community, residents enjoy the benefit of an extremely low HOA of just $75 per year. Conveniently located near shopping, dining, schools, and major highways, this property combines space, value, and potential in one desirable package. Priced to sell and ready for its next chapter, don’t miss your chance to make this pool home your own. Schedule your private showing today and discover all the possibilities waiting for you in Brandon Forest!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,848

Sqft

0.24 ac

Lot size

2

Garage

1974

Year built

One

Levels

$187

Per sqft

Private poolFireplace

Inside

FlooringCarpet · Engineered Hardwood
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationBlock
FacesEast
ExteriorPrivate Mailbox · Rain Gutters · Sidewalk

Community & fees

HOA fee$6/mo
Taxes (2025)$5,696/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,830 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,036
FHA mortgage insurance (est.)$153
Property tax — 2025 actual bill$475
HOA fee — from the listing$6
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,107Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,107
Interest rate6.00%
Loan term

Estimated payment

$2,830/mo

Principal & interest$2,036
FHA mortgage insurance (est.)$153
Property taxes (actual bill)$475
HOA / condo fee$6
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $346K
$332KedgeAI estimate $401,957 · range $385K$421K$438K

vs edgeAI estimate

−13.9%

$/sqft vs Seffner actives

$187 vs $227

Days on market

31 vs 22 typical

Where $187/sqft sits among the 81 Seffner actives

12 · this home
14
21
10
14
10
$169–190$190–212$212–233$233–255$255–276$276+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Seffner

Map of 2969 FOREST CIRCLE

Drive times from this address

Downtown Tampa23 min
Tampa Int’l Airport (TPA)37 min

Get to know Seffner. See the full Seffner guide →

SEFFNER 33584 — neighborhood snapshot

Population

27,172

Median age

41.8

Median income

$68,330

Median home value

$280,700

Avg household

2.68

Households w/ children

3,144

For the school run

Hillsborough County School District

MiddleBurnett Middle School★★★★
ElementaryBailey Elementary School★★★★
HighStrawberry Crest High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Seffner market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$365K$350K

Seffner median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

44 of 81

Seffner actives have cut their price

Median sold price, Seffner, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 9% below the SEFFNER 33584 median. See the full Seffner market guide →

Paper trail

This home's history

Jun 18, 2026Listed at $345,900 · 31 days on market since
1974Built · BRANDON FOREST SUB

Reality check

What actually sold near 2969 FOREST CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2905 FORESTWOOD DRIVESold · Nov ’25

$350,000

2905 FORESTWOOD DRIVE · same community

3 bd · 2 ba · 1,741 sqft · $201/sqft · 14 DOM

2973 FOREST CIRCLESold · Mar ’26

$365,000

2973 FOREST CIRCLE · same community

3 bd · 2 ba · 1,719 sqft · $212/sqft · 22 DOM

2901 FORESTWOOD DRIVESold · Jul ’25

$391,050

2901 FORESTWOOD DRIVE · same community

4 bd · 2 ba · 1,714 sqft · $228/sqft · 53 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 2969 FOREST CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2969 FOREST CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2969 FOREST CIRCLE FAQs

What would the monthly payment be for 2969 FOREST CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,830/mo — principal and interest, the actual property-tax bill, the $6/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2969 FOREST CIRCLE?+

The association fee works out to $6 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2969 FOREST CIRCLE?+

The most recent tax bill on record (2025) was $5,696. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2969 FOREST CIRCLE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Seffner?+

At $345,900, this home is listed about 14% below the Seffner median of $399,900. The market section on this page shows how the area is trending.

Which schools are assigned to 2969 FOREST CIRCLE?+

Burnett Middle School (middle), Bailey Elementary School (elementary), Strawberry Crest High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the SEFFNER 33584 market on paper

$345,900 is 9% below the SEFFNER 33584 median of $379,500, and at $187/sqft it sits under the Seffner average of $234.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Burnett Middle School, Bailey Elementary School, Strawberry Crest High School, Patricia Sullivan Metropolitan Ministries Partnership School — Strawberry Crest High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of JASON MITCHELL REAL ESTATE FLO · Ashley Lee. MLS #TB8520644.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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