13104 4TH STREET E, MADEIRA BEACH, FL, 33708
Active35 days on marketListed Jun 19, 2026MLS #TB8520814
About this home
13104 4TH STREET E
Location, location, location! Redevelopment opportunity with Intracoastal views in a prime Madeira Beach location. Just blocks from award-winning Gulf of Mexico beaches, Boca Ciega Bay, John’s Pass Village and Boardwalk, waterfront dining, shopping, and entertainment. This spacious lot is a perfect canvas for builders, developers, investors, or anyone looking to build their dream home. Current R-2 zoning offers potential for a duplex or triplex (variances may be required), or a large 5,000+ sq ft single-family home. Build your dream home in an unbeatable location or create multiple units for your investment portfolio. The surrounding area has strong short-term rental demand. Buyers should verify city ordinances and restrictions. Elevated construction is permitted for flood compliance. The existing home needs to be demolished, and a permit must be obtained by September 25, 2026. Don’t miss this incredible opportunity. Call today to schedule your private showing.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,020
Sqft
0.09 ac
Lot size
1949
Year built
One
Levels
$274
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,296 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,296/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−14.9%
$/sqft vs Madeira Beach actives
$274 vs $642
Days on market
35 vs 88 typical
Where $274/sqft sits among the 126 Madeira Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mitchell's Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Madeira Beach. See the full Madeira Beach guide →
Mitchell's Beach — neighborhood snapshot
Population
377
Median age
61
Median income
$117,645
Median home value
$104,438
Avg household
2
Households w/ children
10%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Madeira Beach market
$573K → $585K
Madeira Beach median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
62 of 126
Madeira Beach actives have cut their price
Median sold price, Madeira Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% below the MADEIRA BEACH 33708 median. See the full Madeira Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 13104 4TH STREET E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$425,000
13225 2ND STREET E · same community
2 bd · 1.5 ba · 1,035 sqft · $411/sqft · 226 DOM
Sold · Aug ’25$285,000
13313 3RD STREET E · same community
1 bd · 1 ba · 786 sqft · $363/sqft · 42 DOM
Sold · Aug ’25$460,000
13330 BOCA CIEGA AVENUE · same community
2 bd · 2 ba · 1,352 sqft · $340/sqft · 42 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 13104 4TH STREET E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13104 4TH STREET E — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13104 4TH STREET E FAQs
What would the monthly payment be for 13104 4TH STREET E?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,296/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13104 4TH STREET E?+
The most recent tax bill on record (2025) was $4,379. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Madeira Beach?+
At $279,900, this home is listed about 65% below the Madeira Beach median of $799,000. The market section on this page shows how the area is trending.
Which schools are assigned to 13104 4TH STREET E?+
Orange Grove Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the MADEIRA BEACH 33708 market on paper
$279,900 is 43% below the MADEIRA BEACH 33708 median of $495,000, and at $274/sqft it sits under the Madeira Beach average of $742.
02Strong assigned schools
Orange Grove Elementary School, Richard O Jacobson Technical High School At Seminole, Seminole Middle School — Orange Grove Elementary School rates 5 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $299,900, now $279,900 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX REALTEC GROUP INC · Dean Ribble. MLS #TB8520814.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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