908 45TH STREET E, BRADENTON, FL, 34208
Active33 days on marketListed Jun 20, 2026MLS #TB8521562
About this home
908 45TH STREET E
Georgeous 3 bed/2 bath, 2 car garage. This charming property offers spacious living areas, a functional floor plan, fairly new roof and a/c unit, and a convenient location close to shopping, dining, schools, and major roadways. Fenced. The home features generous bedrooms, ample natural light, and a large yard with plenty of room for outdoor entertaining, gardening, or future improvements. Located just minutes from downtown Bradenton, beautiful Gulf Coast beaches, and recreational parks, this property combines comfort, convenience, and value. Don't miss this opportunity to own a piece of Florida living!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,480
Sqft
0.14 ac
Lot size
2
Garage
1992
Year built
One
Levels
$234
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,761 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,761/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.9%
Days on market
33 vs 53 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Braden River East
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Braden River East — neighborhood snapshot
Population
7,295
Median age
52
Median income
$86,737
Median home value
$379,666
Avg household
2
Households w/ children
686
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% below the BRADENTON 34208 median. See the full Bradenton market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 908 45TH STREET E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 908 45TH STREET E — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
908 45TH STREET E FAQs
What would the monthly payment be for 908 45TH STREET E?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,761/mo — principal and interest, the actual property-tax bill, the $35/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 908 45TH STREET E?+
The association fee works out to $35 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 908 45TH STREET E?+
The most recent tax bill on record (2025) was $4,471. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 908 45TH STREET E?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $346,600, this home is listed about 12% below the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 908 45TH STREET E?+
William H. Bashaw Elementary (elementary), Carlos E. Haile Middle School (middle), Braden River High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the BRADENTON 34208 market on paper
$346,600 is 4% below the BRADENTON 34208 median of $359,450, and at $234/sqft it sits under the Bradenton average of $264.
02City views
The city view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $356,700, now $346,600 — a $10K cut. The full history is in the market section below.
Listing courtesy of LOKATION · Lisandro Lacayo. MLS #TB8521562.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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