John Carpenter
$439,0003 bd2 ba2,380 sqft$184 /sqft$3,163 /mo all-in ↓

1011 EMERALD DRIVE, BRANDON, FL, 33511

Active1 days on marketListed Jul 30, 2026MLS #TB8522485

Private poolSingle Family ResidenceUNPLATTED

About this home

1011 EMERALD DRIVE

Welcome to 1011 Emerald Drive! - An amazing 2,380 hsf single-story pool home situated on a rare almost acre lot in the heart of Brandon with no HOA or CDD! This classic styled home offers 3 large bedrooms & 2 full bathrooms. Entering the house from the front door, you will find yourself in a large light-filled living room with picture windows that overlook the front semi-private courtyard. Just past the living room is the kitchen. There are stone countertops, wood cabinetry, decorative backsplash, and nice dinette space. To the left of the living room is a small hallway that leads to a full hall bath (that still has the original vintage tile), two nice sized bedrooms, and several hall closets for storage. Back out into the Living Room and past the kitchen area is a large formal dining space the still has the original wood panel walls and another large picture window that overlooks the huge backyard. There is also another full bathroom tucked away. The primary bedroom is private and situated towards the front of the home, off of the formal dining room. This large space has a deep closet and several windows that let in lots of natural light. For added convenience, the indoor laundry area is located off the hallway between the dining room and primary bedroom. There is also access to the attached garage. Back out into the formal dining room is a small area that serves as an office and opens up to a large step down L-shaped family room. This oversized space has a large corner fireplace as well as an indoor grill. There is also a sliding glass door that leads out to the large openair pool and huge backyard. This space holds so many possibilities. This property is perfect for living, working, entertaining, & enjoying the Florida lifestyle. There is a large horseshoe driveway in the front that can hold 4+ vehicles, plus a long side driveway that leads to the attached garage or into the backyard. The Emerald Drive Neighborhood is a great street filled with 25 homes. The area is pet / family friendly and properties are not made available very often. This is a needle in the haystack property. A rare opportunity to own land, freedom, and gain long-term value in an established neighborhood. This location provides quick access to Saladino Park which offers pickleball courts, a dog park, walking trails, and open green space. It is also close to great shopping, restaurants, I-75, Selmon Expressway, & I-4. Get to Downtown Tampa, Tampa International Airport, or MacDill Air Force Base fast. Travel to some of Florida's top vacation destinations like Disney World or the sugar sand beaches of the Gulf in about an hour. This opportunity is just too good to pass up! Schedule your private tour today! Please Note that room measurements are approximate and should be verified by the Buyer and / or Buyers Agent. Schools listed are according to Hillsborough County School Zoning and should also be verified by the Buyer and / or Buyers Agent.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,380

Sqft

0.93 ac

Lot size

1

Garage

1957

Year built

One

Levels

$184

Per sqft

Private poolFireplacePets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Split Bedroom · Stone Counters · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ParkingDriveway · Garage Faces Side · Off Street
ExteriorCourtyard · Private Mailbox · Sliding Doors

Community & fees

Taxes (2025)$2,694/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected · Public
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,163 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,584
FHA mortgage insurance (est.)$194
Property tax — 2025 actual bill$225
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,365Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,365
Interest rate6.00%
Loan term

Estimated payment

$3,163/mo

Principal & interest$2,584
FHA mortgage insurance (est.)$194
Property taxes (actual bill)$225
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $439K
$421KedgeAI estimate $577,578 · range $549K$663K$690K

vs edgeAI estimate

−24%

Days on market

1 vs 23 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Brandon

Map of 1011 EMERALD DRIVE

Drive times from this address

Downtown Tampa17 min
Tampa Int’l Airport (TPA)30 min
Walt Disney World72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Brandon. See the full Brandon guide →

BRANDON 33511 — neighborhood snapshot

Population

60,399

Median age

38

Median income

$77,383

Median home value

$324,900

Avg household

2.63

Households w/ children

7,399

For the school run

Hillsborough County School District

ElementaryYates Elementary School★★★★
HighBrandon High School★★★★
MiddleMann Middle School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Brandon market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$375K$387K

Brandon median sold, yr/yr

98.2%

Sale-to-list ratio (12 mo)

Median sold price, Brandon, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 25% above the BRANDON 33511 median. See the full Brandon market guide →

Paper trail

This home's history

Jul 30, 2026Listed at $439,000 · 1 days on market since
1957Built · UNPLATTED

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 1011 EMERALD DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1011 EMERALD DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1011 EMERALD DRIVE FAQs

What would the monthly payment be for 1011 EMERALD DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,163/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1011 EMERALD DRIVE?+

The most recent tax bill on record (2025) was $2,694. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1011 EMERALD DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Brandon?+

At $439,000, this home is listed about 19% above the Brandon median of $369,900. The market section on this page shows how the area is trending.

Which schools are assigned to 1011 EMERALD DRIVE?+

Yates Elementary School (elementary), Brandon High School (high), Mann Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$439,000 runs 25% above the BRANDON 33511 median — but at 2,380 sqft it's also 40% larger than the typical Brandon listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 1 day on market in a Brandon market that averages 23 — if it fits, move quickly.

Listing courtesy of CHARLES RUTENBERG REALTY INC · Kara Atchison. MLS #TB8522485.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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1011 EMERALD DRIVE, BRANDON, FL — 3 Bed, 2 Bath — $439,000 | CENTURY 21 Edge