5265 E BAY DRIVE UNIT 114, CLEARWATER, FL, 33764
Active28 days on marketListed Jun 26, 2026MLS #TB8523512
About this home
5265 E BAY DRIVE UNIT 114
STUNNING UPDATES in this 2/2 CONDO NEAR SHOPS AND RESTAURANTS IN A TRANQUIL PARK-LIKE SETTING. Welcome to Bay Oaks Condominiums! This beautifully updated first-floor 2-bedroom, 2-bath condominium offers an inviting open floor plan designed for comfortable living and effortless entertaining. The (2026) remodeled kitchen features stone countertops, solid wood cabinetry, stainless steel appliances, and ample workspace, all flowing seamlessly into the spacious living and dining areas with an open breakfast bar. Contemporary style over-sized 2ft x 4ft rectified porcelain tile flooring extends throughout the home, creating a sleek, modern look with easy maintenance. The primary suite includes a beautifully updated ensuite bathroom with decorator tile accents and offers plenty of closet space with the walk-in closet. Access the screened patio directly from the bedroom through the sliding doors. Additional sliding glass doors fill the main living area with natural light and open to the private screened patio, creating the perfect indoor-outdoor living space. Surrounded by mature trees and peaceful nature views, the patio features stylish tile flooring continued from the main living area, a ceiling fan, and a convenient laundry closet with a full-size washer and dryer. Additional highlights include COVERED ASSIGNED PARKING right outside your front door with nearby guest parking, a pet-friendly community with a dog park area, a pond-front pool and the added peace of mind of being located in flood zone X. Conveniently situated just minutes from grocery stores, shopping, restaurants, parks, and Gulf beaches, this move-in-ready home offers the perfect combination of comfort, convenience, and Florida living at a very attractive price. Don't miss your opportunity to own this exceptional Bay Oaks condo!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
900
Sqft
0 ac
Lot size
1982
Year built
One
Levels
$256
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,336 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,336/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+41.8%
$/sqft vs Clearwater actives
$256 vs $218
Days on market
28 vs 47 typical
Where $256/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$332K → $335K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
215 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 5265 E BAY DRIVE UNIT 114
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$161,500
5265 E BAY DRIVE UNIT 622 · same community
2 bd · 2 ba · 900 sqft · $179/sqft · 45 DOM
Sold · Nov ’25$180,000
5265 E BAY DRIVE UNIT 313 · same community
2 bd · 2 ba · 900 sqft · $200/sqft · 84 DOM
Sold · Dec ’25$190,000
5265 E BAY DRIVE UNIT 310 · same community
2 bd · 2 ba · 900 sqft · $211/sqft · 25 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 5265 E BAY DRIVE UNIT 114 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5265 E BAY DRIVE UNIT 114 — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5265 E BAY DRIVE UNIT 114 FAQs
What would the monthly payment be for 5265 E BAY DRIVE UNIT 114?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,336/mo — principal and interest, the actual property-tax bill, the $470/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5265 E BAY DRIVE UNIT 114?+
The association fee works out to $470 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5265 E BAY DRIVE UNIT 114?+
The most recent tax bill on record (2025) was $2,998. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5265 E BAY DRIVE UNIT 114?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $230,000, this home is listed about 16% below the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5265 E BAY DRIVE UNIT 114?+
Oak Grove Middle School (middle), Plumb Elementary School (elementary), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ACTION FIRST OF FLORIDA · Jane McCroary. MLS #TB8523512.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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