
446 NEW YORK AVENUE, DUNEDIN, FL, 34698
Active35 days on marketListed Jul 2, 2026MLS #TB8525188
About this home
446 NEW YORK AVENUE
LOCATION, LOCATION, LOCATION! RARE DUNEDIN INVESTMENT OPPORTUNITY WITH FUTURE POTENTIAL! Perfectly situated just a few blocks from TD Ballpark, the spring training home of the Toronto Blue Jays, and only a short golf cart ride to the charming shops, award-winning restaurants, breweries, waterfront parks, marina, and year-round events of vibrant Downtown Dunedin, this exceptional property offers the ideal combination of immediate income, long-term value, and future opportunity. This block construction 2-bedroom, 1-bath home features a beautiful sunroom that provides additional living space not currently included in the heated square footage. Situated on a large, fully fenced lot in one of Dunedin’s most desirable locations, the property is not located in a flood zone, offering added peace of mind and lower ownership costs. It presents an outstanding opportunity for investors, developers, or buyers looking to secure real estate in a thriving coastal community. Adding to its investment appeal, the property is currently zoned MF-15 Multifamily, offering future development potential for multiple units. The home has always been well maintained and underwent an extensive refresh approximately 4½ years ago. Improvements included all new appliances, new carpet, updated lighting fixtures, ceiling fans, electrical switches, minor bathroom renovations, and new interior doors throughout the home. Most of the exterior fascia was replaced, and the home received a complete exterior repaint. The roof also received a light asphalt rubber coating to help extend its longevity. Additional exterior improvements include a City-approved river rock parking pad with the required plastic parking stabilizers. Matching river rock, decorative borders, and stepping stones were installed along the length of the property, along with a dedicated barbecue area, creating an attractive and functional outdoor space for tenant convenience. Approximately 1½ years ago, a new water heater and a City-permitted garage door with automatic opener were also installed. Offering even greater peace of mind, the property sustained absolutely no flood damage during the recent storms, further highlighting the benefits of its desirable non-flood-zone location. There is no HOA and the property is not located in a 55+ community. Whether you’re searching for a turnkey income-producing property, a future redevelopment opportunity, or a home in one of Dunedin’s most sought-after locations, 446 New York Avenue offers exceptional versatility, strong investment potential, and an unbeatable lifestyle just moments from everything that makes Downtown Dunedin one of Florida’s most beloved coastal destinations. See private Realtor remarks regarding the current tenant lease and preferred closing timeline.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
862
Sqft
0.17 ac
Lot size
1
Garage
1961
Year built
One
Levels
$393
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,580 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,580/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−19.6%
$/sqft vs Dunedin actives
$393 vs $300
Days on market
35 vs 47 typical
Where $393/sqft sits among the 254 Dunedin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunedin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dunedin. See the full Dunedin guide →
DUNEDIN 34698 — neighborhood snapshot
Population
37,817
Median age
58.1
Median income
$67,323
Median home value
$335,800
Avg household
2.04
Households w/ children
2,412
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$455K → $463K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
153 of 254
Dunedin actives have cut their price
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% above the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Reality check
What actually sold near 446 NEW YORK AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$180,000
1865 SPRINGTIME AVENUE
2 bd · 1 ba · 874 sqft · $206/sqft · 0 DOM
Sold · Nov ’25$385,000
1838 SPRINGTIME AVENUE
2 bd · 1 ba · 845 sqft · $456/sqft · 37 DOM
Sold · May ’26$320,000
1417 SPRING LANE
2 bd · 2 ba · 912 sqft · $351/sqft · 79 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 446 NEW YORK AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 446 NEW YORK AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
446 NEW YORK AVENUE FAQs
What would the monthly payment be for 446 NEW YORK AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,580/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 446 NEW YORK AVENUE?+
The most recent tax bill on record (2026) was $3,298. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dunedin?+
At $339,000, this home is listed about 15% below the Dunedin median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 446 NEW YORK AVENUE?+
Dunedin Highland Middle School (middle), Dunedin Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KATIE DUCHARME REALTY, LLC · Katie Ducharme Procissi. MLS #TB8525188.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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