John Carpenter
$324,900$329,0002 bd2 ba1,096 sqft$296 /sqft$3,286 /mo all-in ↓

1234 S MISSOURI AVENUE UNIT 316, CLEARWATER, FL, 33756

Active47 days on marketListed Jul 2, 2026MLS #TB8525644

Priced 4% below the CLEARWATER 33756 medianReduced $4KPrivate poolFully furnishedCondominiumAVALON OF CLEARWATER THE CONDO

About this home

1234 S MISSOURI AVENUE UNIT 316

-Excellent investment opportunity in the highly sought-after, short-term rental- (minimum 7 days) friendly community of The Avalon in Clearwater (Zip Code 33756). This fully furnished, turn-key 2-bedroom, 2-bathroom ground-floor condo is meticulously optimized for Airbnb/VRBO hosting and ready to generate income from day one. -Premium Upgrades & Investor Highlights: -Location: Highly desirable ground-floor unit (no stairs for guests or luggage) with direct access to resort-style amenities. -Acoustic Comfort: Professional soundproofing insulation installed in the ceiling to eliminate upper-floor footstep noise—a rare and massive advantage for guest satisfaction. -Mechanicals & Floors: Brand new, high-efficiency HVAC system and modern flooring installed throughout the main areas. -Turn-Key Furniture Included: Beautifully decorated with high-quality furniture, including an Ashley Furniture primary bedroom set with premium mattresses, an Ashley dining set for 6, and a brand-new Ashley sleeper sofa (1 year old) in the living room to maximize guest capacity. -The Avalon features a resort-style pool, fitness center, and a prime location just minutes from Clearwater Beach, shopping, and dining. -condo STR income for 1st 6 months of 2026 is about $20K

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,096

Sqft

8 ac

Lot size

2000

Year built

One

Levels

$296

Per sqft

Private poolFurnished

Inside

FlooringCarpet · Laminate
AppliancesDishwasher · Dryer · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationSlab
FacesEast
ExteriorLighting

Community & fees

HOA fee$655/mo
Taxes (2025)$4,975/yr
PetsNo
CommunityFitness Center · Gated Community - No Guard · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,286 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,913
FHA mortgage insurance (est.)$144
Property tax — 2025 actual bill$415
Condo fee — from the listing$655
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,372Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,372
Interest rate6.00%
Loan term

Estimated payment

$3,286/mo

Principal & interest$1,913
FHA mortgage insurance (est.)$144
Property taxes (actual bill)$415
HOA / condo fee$655
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $325K
$198KedgeAI estimate $232,296 · range $206K$243K$338K

vs edgeAI estimate

+39.9%

$/sqft vs Clearwater actives

$296 vs $224

Days on market

47 vs 54 typical

Where $296/sqft sits among the 399 Clearwater actives

166
125 · this home
55
16
9
28
$117–207$207–297$297–387$387–476$476–566$566+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clearwater

Map of 1234 S MISSOURI AVENUE UNIT 316

Drive times from this address

Tampa Int’l Airport (TPA)29 min
Downtown Tampa33 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater. See the full Clearwater guide →

CLEARWATER 33756 — neighborhood snapshot

Population

32,928

Median age

45

Median income

$63,990

Median home value

$335,800

Avg household

2.46

Households w/ children

2,867

For the school run

Pinellas County School District

ElementaryPlumb Elementary School★★★★
HighClearwater High School★★★★★
MiddleOak Grove Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$328K$333K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

234 of 399

Clearwater actives have cut their price

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 4% below the CLEARWATER 33756 median. See the full Clearwater market guide →

Paper trail

This home's history

CurrentPrice reduced to $324,900 $4K
Jul 2, 2026Listed at $329,000 · 47 days on market since
2000Built · AVALON OF CLEARWATER THE CONDO

Reality check

What actually sold near 1234 S MISSOURI AVENUE UNIT 316

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1238 S MISSOURI AVENUE UNIT 108Sold · Dec ’25

$282,228

1238 S MISSOURI AVENUE UNIT 108 · same community

2 bd · 2 ba · 1,096 sqft · $258/sqft · 70 DOM

1226 S MISSOURI AVENUE UNIT 1008Sold · Nov ’25

$280,000

1226 S MISSOURI AVENUE UNIT 1008 · same community

2 bd · 2 ba · 1,097 sqft · $255/sqft · 30 DOM

1226 S MISSOURI AVENUE UNIT 1013Sold · Sep ’25

$315,000

1226 S MISSOURI AVENUE UNIT 1013 · same community

2 bd · 2 ba · 1,097 sqft · $287/sqft · 133 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 1234 S MISSOURI AVENUE UNIT 316 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1234 S MISSOURI AVENUE UNIT 316 — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1234 S MISSOURI AVENUE UNIT 316 FAQs

What would the monthly payment be for 1234 S MISSOURI AVENUE UNIT 316?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,286/mo — principal and interest, the actual property-tax bill, the $655/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1234 S MISSOURI AVENUE UNIT 316?+

The association fee works out to $655 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1234 S MISSOURI AVENUE UNIT 316?+

The most recent tax bill on record (2025) was $4,975. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1234 S MISSOURI AVENUE UNIT 316?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater?+

At $324,900, this home is listed about 18% above the Clearwater median of $275,950. The market section on this page shows how the area is trending.

Which schools are assigned to 1234 S MISSOURI AVENUE UNIT 316?+

Plumb Elementary School (elementary), Clearwater High School (high), Oak Grove Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the CLEARWATER 33756 market on paper

$324,900 is 4% below the CLEARWATER 33756 median of $338,800.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Know the monthly fee

The association fee is $655/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

Plumb Elementary School, Clearwater High School, Oak Grove Middle School — Plumb Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $329,000, now $324,900 — a $4K cut. The full history is in the market section below.

Listing courtesy of HIGH POINT REALTY INC · David Kerr. MLS #TB8525644.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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