John Carpenter

MAVERICK TRAIL, ST CLOUD, FL, 34771

Active15 days on marketListed Jul 4, 2026MLS #TB8525955

Priced 54% below the ST CLOUD 34771 medianBAY LAKE RANCH UNIT 3

About this home

MAVERICK TRAIL

Build your dream home on this beautiful **1-acre residential parcel** nestled in an established neighborhood. Enjoy the perfect balance of privacy and convenience with plenty of room for a custom home, outdoor living space, a pool, workshop, or additional storage (subject to local zoning and permitting). Surrounded by existing homes, this property offers a peaceful setting while still being close to shopping, dining, schools, and everyday amenities. Whether you're looking to build now or invest for the future, this spacious lot offers endless possibilities. Don't miss this opportunity to own a full acre in a desirable residential area.

Facts & features

The home at a glance

1 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$1,347/yr

Utilities & systems

UtilitiesOther
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,506 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,148
FHA mortgage insurance (est.)$86
Property tax — 2025 actual bill$112
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,825Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,825
Interest rate6.00%
Loan term

Estimated payment

$1,506/mo

Principal & interest$1,148
FHA mortgage insurance (est.)$86
Property taxes (actual bill)$112
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside St Cloud

Map of MAVERICK TRAIL

Drive times from this address

Orlando Int’l Airport (MCO)50 min
Downtown Orlando54 min
Universal Orlando56 min
Walt Disney World61 min

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34771 — neighborhood snapshot

Population

31,368

Median age

38.6

Median income

$101,434

Median home value

$427,500

Avg household

3.21

Households w/ children

4,183

For the school run

Osceola County School District

ElementaryLakeview Elementary School★★★★★
MiddleNarcoossee Middle School★★★★★
HighHarmony High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$414K$400K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 54% below the ST CLOUD 34771 median. See the full St Cloud market guide →

Paper trail

This home's history

Jul 4, 2026Listed at $195,000 · 15 days on market since

Reality check

What actually sold near MAVERICK TRAIL

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6975 MAVERICK TRAILSold · May ’26

$550,000

6975 MAVERICK TRAIL · same community

3 bd · 2 ba · 1,580 sqft · $348/sqft · 80 DOM

6930 GREENHORN PATHSold · Jan ’26

$450,000

6930 GREENHORN PATH · same community

3 bd · 2 ba · 1,636 sqft · $275/sqft · 8 DOM

6990 BUCKHORN TRAILSold · Jun ’26

$650,000

6990 BUCKHORN TRAIL · same community

4 bd · 2 ba · 1,867 sqft · $348/sqft · 5 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about MAVERICK TRAIL — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for MAVERICK TRAIL — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

MAVERICK TRAIL FAQs

What would the monthly payment be for MAVERICK TRAIL?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,506/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on MAVERICK TRAIL?+

The most recent tax bill on record (2025) was $1,347. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in St Cloud?+

At $195,000, this home is listed about 54% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to MAVERICK TRAIL?+

Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of SEASIDE LUXURY REAL ESTATE GROUP · Xina Rim. MLS #TB8525955.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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